Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 1st quarter 2013 | 4th quarter 2012 | 3rd quarter 2012 | 2nd quarter 2012 | 1st quarter 2012 |
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Total interest income and similar income | 2 260 | 8 895 | 6 624 | 4 377 | 2 084 |
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Interest etc. income on loans and demands on customers and credit institutions | 2 258 | 8 889 | 6 619 | 4 374 | 2 082 |
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Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | .. | .. | .. |
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Other interest income | 1 | 6 | 4 | 3 | 2 |
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Total interest expenses and similar expenses | 651 | 2 905 | 2 211 | 1 513 | 777 |
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Interest and similar expenses on deposits from and debt to customers and credit institutions | 606 | 2 733 | 2 082 | 1 427 | 733 |
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Interest and similar expenses on issued capital | 9 | 28 | 21 | 13 | 5 |
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Other interest expenses | 37 | 145 | 107 | 73 | 39 |
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Net interest income | 1 608 | 5 990 | 4 413 | 2 864 | 1 307 |
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Net commission income | 241 | 1 287 | 950 | 408 | 267 |
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Commission income | 576 | 2 551 | 1 885 | 1 033 | 566 |
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Commission costs | 335 | 1 264 | 934 | 626 | 298 |
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Total net changes in value and gain/loss on securities and currency | 6 | 22 | 4 | -1 | 1 |
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Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | .. | .. | .. | .. | .. |
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Net changes in value and gain/loss on shares and other securities with variable return | 0 | 0 | 0 | 0 | .. |
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Net changes in value and gain/loss on currency | 1 | -4 | -3 | -2 | -1 |
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Net changes in value and gain/loss on other financial assets and liabilities | 4 | 26 | 7 | 2 | 2 |
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Total other operating income | 105 | 461 | 337 | 236 | 110 |
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Income from shares and other securities with variable return | 0 | 12 | 5 | 4 | 0 |
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Income fromownership interest in associated companies and group companies | 0 | 24 | 23 | 23 | .. |
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Other operating income (incl. gain on sale on real property) | 104 | 425 | 309 | 209 | 110 |
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Total income | 2 946 | 11 929 | 8 849 | 5 646 | 2 761 |
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Total administration expenses | 522 | 2 123 | 1 529 | 971 | 499 |
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Wages and other personnel expenses | 341 | 1 263 | 916 | 597 | 324 |
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Other administration costs | 181 | 859 | 612 | 374 | 175 |
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Total other operating costs | 484 | 2 189 | 1 561 | 829 | 399 |
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Depreciation and write-down | 81 | 343 | 231 | 149 | 28 |
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Other operating costs (incl. losses on sale on real property) | 403 | 1 846 | 1 329 | 680 | 371 |
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Total costs | 1 993 | 8 481 | 6 234 | 3 938 | 1 974 |
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Pre-loss profit | 953 | 3 448 | 2 614 | 1 708 | 788 |
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Losses on loans and guarantees etc. | 126 | 615 | 449 | 367 | 124 |
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Loss on loans | 140 | 656 | 481 | 388 | 136 |
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Loss on guarantees (incl. credit losses on securities) | -14 | -42 | -32 | -21 | -11 |
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Pre-tax profit | 827 | 2 833 | 2 165 | 1 341 | 663 |
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Other profit components | .. | 61 | .. | .. | .. |
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Taxes on ordinary profit | 229 | 786 | 542 | 361 | 168 |
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| | | | | |
Profit and loss at end of period | 598 | 2 109 | 1 623 | 980 | 496 |
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