Table

Fixed interest loans to employees, share of total loans in per cent
	1st quarter 2013	4th quarter 2012	3rd quarter 2012	2nd quarter 2012	1st quarter 2012
Total
No fixed interest rate	89.0	89.3	89.9	90.2	90.3
Loans with a fixed interest rate	11.0	10.7	10.1	9.8	9.7
Up to 1 month	1.1	0.2	0.3	0.4	0.4
From 1-3 months	0.1	0.1	0.1	0.2	0.2
From 3 months to 1 year	0.6	0.4	0.4	0.3	0.4
From 1 to 5 years	7.3	8.2	7.5	7.3	7.0
Over 5 years	1.8	1.8	1.9	1.5	1.7

Banks
No fixed interest rate	89.5	89.9	90.5	91.1	91.4
Loans with a fixed interest rate	10.5	10.1	9.5	8.9	8.6
Up to 1 month	2.4	0.5	0.5	0.5	0.6
From 1-3 months	0.1	0.2	0.2	0.2	0.2
From 3 months to 1 year	0.5	0.3	0.4	0.3	0.3
From 1 to 5 years	6.0	7.8	6.7	6.7	5.8
Over 5 years	1.5	1.4	1.8	1.2	1.6

Mortgage companies
No fixed interest rate	91.7	91.9	92.7	92.8	92.9
Loans with a fixed interest rate	8.3	8.1	7.3	7.2	7.1
Up to 1 month	0.0	0.0	0.0	0.1	0.0
From 1-3 months	0.1	0.0	0.0	0.1	0.0
From 3 months to 1 year	0.6	0.4	0.3	0.2	0.3
From 1 to 5 years	6.1	6.1	5.5	5.4	5.3
Over 5 years	1.6	1.6	1.5	1.5	1.4

State lending institutions
No fixed interest rate	68.1	67.6	66.8	68.2	66.2
Loans with a fixed interest rate	31.9	32.4	33.2	31.8	33.8
Up to 1 month	0.3	0.1	0.3	1.4	1.9
From 1-3 months	0.7	0.3	0.3	0.5	1.6
From 3 months to 1 year	1.7	1.7	1.6	1.7	1.5
From 1 to 5 years	24.0	25.1	25.8	24.3	25.0
Over 5 years	5.1	5.1	5.1	3.9	3.9