Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 2nd quarter 2013 | 1st quarter 2013 | 4th quarter 2012 | 3rd quarter 2012 | 2nd quarter 2012 |
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| Total interest income and similar income | 4 604 | 2 260 | 8 895 | 6 624 | 4 377 |
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| Interest etc. income on loans and demands on customers and credit institutions | 4 602 | 2 258 | 8 889 | 6 619 | 4 374 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | .. | .. | .. |
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| Other interest income | 2 | 1 | 6 | 4 | 3 |
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| Total interest expenses and similar expenses | 1 317 | 651 | 2 905 | 2 211 | 1 513 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 1 224 | 607 | 2 733 | 2 082 | 1 427 |
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| Interest and similar expenses on issued capital | 18 | 9 | 28 | 21 | 13 |
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| Other interest expenses | 74 | 36 | 145 | 107 | 73 |
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| Net interest income | 3 287 | 1 608 | 5 990 | 4 413 | 2 864 |
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| Net commission income | 362 | 241 | 1 287 | 950 | 408 |
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| Commission income | 1 061 | 576 | 2 551 | 1 885 | 1 033 |
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| Commission costs | 699 | 335 | 1 264 | 934 | 626 |
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| Total net changes in value and gain/loss on securities and currency | 14 | 6 | 22 | 4 | -1 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | .. | .. | .. | .. | .. |
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| Net changes in value and gain/loss on shares and other securities with variable return | 0 | 0 | 0 | 0 | 0 |
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| Net changes in value and gain/loss on currency | 5 | 1 | -4 | -3 | -2 |
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| Net changes in value and gain/loss on other financial assets and liabilities | 9 | 4 | 26 | 7 | 2 |
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| Total other operating income | 201 | 105 | 461 | 337 | 236 |
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| Income from shares and other securities with variable return | 1 | 0 | 12 | 5 | 4 |
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| Income fromownership interest in associated companies and group companies | 0 | 0 | 24 | 23 | 23 |
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| Other operating income (incl. gain on sale on real property) | 199 | 104 | 425 | 309 | 209 |
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| Total income | 5 879 | 2 946 | 11 929 | 8 849 | 5 646 |
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| Total administration expenses | 1 028 | 526 | 2 123 | 1 529 | 971 |
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| Wages and other personnel expenses | 627 | 341 | 1 263 | 916 | 597 |
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| Other administration costs | 401 | 185 | 859 | 612 | 374 |
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| Total other operating costs | 866 | 481 | 2 189 | 1 561 | 829 |
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| Depreciation and write-down | 171 | 81 | 343 | 231 | 149 |
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| Other operating costs (incl. losses on sale on real property) | 695 | 400 | 1 846 | 1 329 | 680 |
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| Total costs | 3 909 | 1 993 | 8 481 | 6 234 | 3 938 |
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| Pre-loss profit | 1 970 | 953 | 3 448 | 2 614 | 1 708 |
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| Losses on loans and guarantees etc. | 258 | 126 | 615 | 449 | 367 |
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| Loss on loans | 287 | 140 | 656 | 481 | 388 |
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| Loss on guarantees (incl. credit losses on securities) | -29 | -14 | -42 | -32 | -21 |
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| Pre-tax profit | 1 712 | 827 | 2 833 | 2 165 | 1 341 |
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| Other profit components | .. | .. | 61 | .. | .. |
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| Taxes on ordinary profit | 468 | 231 | 786 | 542 | 361 |
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| Profit and loss at end of period | 1 244 | 595 | 2 109 | 1 623 | 980 |
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