Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 3rd quarter 2013 | 2nd quarter 2013 | 1st quarter 2013 | 4th quarter 2012 | 3rd quarter 2012 |
|---|
| Total interest income and similar income | 6 783 | 4 487 | 2 204 | 8 895 | 6 624 |
|---|
| Interest etc. income on loans and demands on customers and credit institutions | 6 780 | 4 484 | 2 203 | 8 889 | 6 619 |
|---|
| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | .. | .. | .. |
|---|
| Other interest income | 3 | 2 | 1 | 6 | 4 |
|---|
| | | | | | |
| Total interest expenses and similar expenses | 1 953 | 1 317 | 651 | 2 905 | 2 211 |
|---|
| Interest and similar expenses on deposits from and debt to customers and credit institutions | 1 805 | 1 224 | 607 | 2 733 | 2 082 |
|---|
| Interest and similar expenses on issued capital | 39 | 18 | 9 | 28 | 21 |
|---|
| Other interest expenses | 109 | 74 | 36 | 145 | 107 |
|---|
| | | | | | |
| Net interest income | 4 830 | 3 170 | 1 553 | 5 990 | 4 413 |
|---|
| | | | | | |
| Net commission income | 959 | 362 | 241 | 1 287 | 950 |
|---|
| Commission income | 1 995 | 1 061 | 576 | 2 551 | 1 885 |
|---|
| Commission costs | 1 036 | 699 | 335 | 1 264 | 934 |
|---|
| | | | | | |
| Total net changes in value and gain/loss on securities and currency | 22 | 14 | 6 | 22 | 4 |
|---|
| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | .. | .. | .. | .. | .. |
|---|
| Net changes in value and gain/loss on shares and other securities with variable return | 0 | 0 | 0 | 0 | 0 |
|---|
| Net changes in value and gain/loss on currency | 6 | 5 | 1 | -4 | -3 |
|---|
| Net changes in value and gain/loss on other financial assets and liabilities | 16 | 9 | 4 | 26 | 7 |
|---|
| | | | | | |
| Total other operating income | 275 | 201 | 105 | 461 | 337 |
|---|
| Income from shares and other securities with variable return | 1 | 1 | 0 | 12 | 5 |
|---|
| Income fromownership interest in associated companies and group companies | 1 | 0 | 0 | 24 | 23 |
|---|
| Other operating income (incl. gain on sale on real property) | 274 | 199 | 104 | 425 | 309 |
|---|
| | | | | | |
| Total income | 9 075 | 5 762 | 2 890 | 11 929 | 8 849 |
|---|
| | | | | | |
| Total administration expenses | 1 568 | 1 027 | 525 | 2 123 | 1 529 |
|---|
| Wages and other personnel expenses | 981 | 626 | 340 | 1 263 | 916 |
|---|
| Other administration costs | 588 | 401 | 185 | 859 | 612 |
|---|
| | | | | | |
| Total other operating costs | 1 490 | 749 | 425 | 2 189 | 1 561 |
|---|
| Depreciation and write-down | 77 | 53 | 25 | 343 | 231 |
|---|
| Other operating costs (incl. losses on sale on real property) | 1 413 | 696 | 400 | 1 846 | 1 329 |
|---|
| | | | | | |
| Total costs | 6 047 | 3 792 | 1 937 | 8 481 | 6 234 |
|---|
| | | | | | |
| Pre-loss profit | 3 028 | 1 970 | 953 | 3 448 | 2 614 |
|---|
| | | | | | |
| Losses on loans and guarantees etc. | 372 | 258 | 126 | 615 | 449 |
|---|
| Loss on loans | 416 | 287 | 140 | 656 | 481 |
|---|
| Loss on guarantees (incl. credit losses on securities) | -44 | -29 | -14 | -42 | -32 |
|---|
| | | | | | |
| Pre-tax profit | 2 655 | 1 712 | 827 | 2 833 | 2 165 |
|---|
| Other profit components | .. | .. | .. | 61 | .. |
|---|
| Taxes on ordinary profit | 733 | 468 | 231 | 786 | 542 |
|---|
| | | | | | |
| Profit and loss at end of period | 1 922 | 1 244 | 595 | 2 109 | 1 623 |
|---|