
Table
Banks, quarterly profit and loss accounts. NOK million (cumulative) | 4th quarter 2013 | 3rd quarter 2013 | 2nd quarter 2013 | 1st quarter 2013 | 4th quarter 2012 |
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Total interest income and similar income | 127 360 | 94 919 | 62 862 | 31 098 | 133 434 |
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Interest etc. income on loans and demands on customers and credit institutions | 110 654 | 82 336 | 54 317 | 26 808 | 115 362 |
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Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 13 871 | 10 390 | 7 009 | 3 478 | 15 582 |
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Other interest income | 2 836 | 2 193 | 1 537 | 812 | 2 490 |
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Total interest expenses and similar expenses | 72 205 | 54 119 | 36 137 | 18 132 | 79 641 |
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Interest and similar expenses on deposits from and debt to customers and credit institutions | 53 159 | 40 666 | 26 783 | 13 301 | 57 895 |
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Interest and similar expenses on issued capital | 14 986 | 11 297 | 7 609 | 3 819 | 17 588 |
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Other interest expenses | 4 059 | 2 157 | 1 745 | 1 011 | 4 158 |
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Net interest income | 55 156 | 40 800 | 26 725 | 12 966 | 53 793 |
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Net commission income | 16 153 | 11 721 | 7 556 | 3 421 | 13 673 |
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Commission income | 20 763 | 15 123 | 9 751 | 4 508 | 18 108 |
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Commission costs | 4 609 | 3 402 | 2 196 | 1 086 | 4 434 |
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Total net changes in value and gain/loss on securities and currency | 5 641 | 4 199 | 2 980 | 1 151 | 9 424 |
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Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | -686 | -688 | -800 | 167 | 6 370 |
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Net changes in value and gain/loss on shares and other securities with variable return | 2 006 | 1 434 | 676 | 476 | 681 |
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Net changes in value and gain/loss on currency | 2 519 | 1 558 | 892 | -640 | 4 260 |
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Net changes in value and gain/loss on other financial assets and liabilities | 1 803 | 1 895 | 2 212 | 1 149 | -1 886 |
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Total other operating income | 13 056 | 8 829 | 6 421 | 2 190 | 8 810 |
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Income from shares and other securities with variable return | 1 520 | 1 055 | 951 | 104 | 1 470 |
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Income fromownership interest in associated companies and group companies | 2 357 | 1 566 | 1 541 | 315 | 1 766 |
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Other operating income (incl. gain on sale on real property) | 9 179 | 6 209 | 3 929 | 1 771 | 5 574 |
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Total income | 166 820 | 123 070 | 82 014 | 38 947 | 169 776 |
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Total administration expenses | 33 305 | 24 617 | 16 267 | 7 992 | 32 587 |
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Wages and other personnel expenses | 21 550 | 16 014 | 10 647 | 5 233 | 21 352 |
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Other administration costs | 11 754 | 8 603 | 5 620 | 2 760 | 11 236 |
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Total other operating costs | 8 931 | 6 371 | 4 420 | 2 154 | 8 616 |
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Depreciation and write-down | 2 502 | 1 916 | 1 305 | 620 | 2 701 |
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Other operating costs (incl. losses on sale on real property) | 6 429 | 4 455 | 3 115 | 1 534 | 5 915 |
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Total costs | 119 050 | 88 509 | 59 020 | 29 364 | 125 279 |
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Pre-loss profit | 47 771 | 34 562 | 22 995 | 9 583 | 44 497 |
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Losses on loans and guarantees etc. | 5 414 | 3 771 | 2 900 | 976 | 5 563 |
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Loss on loans | 5 236 | 3 638 | 2 752 | 887 | 5 335 |
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Loss on guarantees (incl. credit losses on securities) | 178 | 133 | 148 | 89 | 228 |
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Pre-tax profit | 42 357 | 30 791 | 20 095 | 8 607 | 38 934 |
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Other profit components | -25 | 9 | 8 | 5 | 123 |
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Taxes on ordinary profit | 11 247 | 8 156 | 5 360 | 2 264 | 11 149 |
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Profit and loss at end of period | 31 084 | 22 644 | 14 742 | 6 348 | 27 908 |
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