Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 4th quarter 2013 | 3rd quarter 2013 | 2nd quarter 2013 | 1st quarter 2013 | 4th quarter 2012 |
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| Total interest income and similar income | 9 163 | 6 783 | 4 487 | 2 204 | 8 895 |
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| Interest etc. income on loans and demands on customers and credit institutions | 9 159 | 6 780 | 4 484 | 2 203 | 8 889 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | .. | .. | .. |
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| Other interest income | 4 | 3 | 2 | 1 | 6 |
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| Total interest expenses and similar expenses | 2 603 | 1 953 | 1 317 | 651 | 2 905 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 2 392 | 1 805 | 1 224 | 607 | 2 733 |
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| Interest and similar expenses on issued capital | 61 | 39 | 18 | 9 | 28 |
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| Other interest expenses | 150 | 109 | 74 | 36 | 145 |
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| Net interest income | 6 560 | 4 830 | 3 170 | 1 553 | 5 990 |
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| Net commission income | 250 | 959 | 362 | 241 | 1 287 |
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| Commission income | 2 628 | 1 995 | 1 061 | 576 | 2 551 |
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| Commission costs | 2 378 | 1 036 | 699 | 335 | 1 264 |
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| Total net changes in value and gain/loss on securities and currency | 26 | 22 | 14 | 6 | 22 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | -7 | .. | .. | .. | .. |
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| Net changes in value and gain/loss on shares and other securities with variable return | 0 | 0 | 0 | 0 | 0 |
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| Net changes in value and gain/loss on currency | 8 | 6 | 5 | 1 | -4 |
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| Net changes in value and gain/loss on other financial assets and liabilities | 25 | 16 | 9 | 4 | 26 |
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| Total other operating income | 395 | 275 | 201 | 105 | 461 |
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| Income from shares and other securities with variable return | 2 | 1 | 1 | 0 | 12 |
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| Income fromownership interest in associated companies and group companies | 1 | 1 | 0 | 0 | 24 |
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| Other operating income (incl. gain on sale on real property) | 392 | 274 | 199 | 104 | 425 |
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| Total income | 12 212 | 9 075 | 5 762 | 2 890 | 11 929 |
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| Total administration expenses | 2 154 | 1 569 | 1 027 | 525 | 2 123 |
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| Wages and other personnel expenses | 1 330 | 981 | 626 | 340 | 1 263 |
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| Other administration costs | 824 | 588 | 401 | 185 | 859 |
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| Total other operating costs | 1 021 | 1 489 | 749 | 425 | 2 189 |
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| Depreciation and write-down | 103 | 77 | 53 | 25 | 343 |
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| Other operating costs (incl. losses on sale on real property) | 918 | 1 413 | 696 | 400 | 1 846 |
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| Total costs | 8 156 | 6 047 | 3 792 | 1 937 | 8 481 |
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| Pre-loss profit | 4 056 | 3 028 | 1 970 | 953 | 3 448 |
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| Losses on loans and guarantees etc. | 573 | 372 | 258 | 126 | 615 |
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| Loss on loans | 627 | 416 | 287 | 140 | 656 |
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| Loss on guarantees (incl. credit losses on securities) | -53 | -44 | -29 | -14 | -42 |
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| Pre-tax profit | 3 483 | 2 655 | 1 712 | 827 | 2 833 |
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| Other profit components | .. | .. | .. | .. | 61 |
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| Taxes on ordinary profit | 770 | 733 | 468 | 231 | 786 |
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| | | | | | |
| Profit and loss at end of period | 2 713 | 1 923 | 1 244 | 595 | 2 109 |
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