Table

Fixed interest loans to employees, share of total loans in per cent
	4th quarter 2013	3rd quarter 2013	2nd quarter 2013	1st quarter 2013	4th quarter 2012
Total
No fixed interest rate	90.0	89.1	89.3	89.0	89.3
Loans with a fixed interest rate	10.0	10.9	10.7	11.0	10.7
Up to 1 month	0.9	1.0	1.0	1.1	0.2
From 1-3 months	0.2	0.2	0.1	0.1	0.1
From 3 months to 1 year	0.7	0.6	0.6	0.6	0.4
From 1 to 5 years	6.4	7.1	7.2	7.4	8.3
Over 5 years	1.8	2.0	1.7	1.7	1.7

Banks
No fixed interest rate	90.6	90.2	89.9	89.4	89.9
Loans with a fixed interest rate	9.4	9.8	10.1	10.6	10.1
Up to 1 month	2.0	2.1	2.2	2.4	0.5
From 1-3 months	0.3	0.1	0.1	0.1	0.2
From 3 months to 1 year	0.8	0.7	0.6	0.5	0.3
From 1 to 5 years	5.2	5.7	6.0	6.2	7.9
Over 5 years	1.2	1.2	1.3	1.3	1.2

Mortgage companies
No fixed interest rate	92.2	91.7	91.8	91.7	91.9
Loans with a fixed interest rate	7.8	8.3	8.2	8.3	8.1
Up to 1 month	0.0	0.0	0.0	0.0	0.0
From 1-3 months	0.1	0.0	0.1	0.1	0.0
From 3 months to 1 year	0.1	0.2	0.5	0.6	0.4
From 1 to 5 years	6.0	6.6	6.0	6.1	6.1
Over 5 years	1.5	1.5	1.6	1.6	1.6

State lending institutions
No fixed interest rate	72.1	64.5	68.8	68.1	67.6
Loans with a fixed interest rate	27.9	35.5	31.2	31.9	32.4
Up to 1 month	0.1	0.6	0.6	0.3	0.1
From 1-3 months	0.6	1.5	0.3	0.7	0.3
From 3 months to 1 year	3.3	3.4	2.0	1.7	1.7
From 1 to 5 years	16.8	19.7	23.2	24.0	25.1
Over 5 years	7.1	10.3	5.0	5.1	5.1