Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 1st quarter 2014 | 4th quarter 2013 | 3rd quarter 2013 | 2nd quarter 2013 | 1st quarter 2013 |
|---|
| Total interest income and similar income | 2 339 | 9 163 | 6 783 | 4 487 | 2 204 |
|---|
| Interest etc. income on loans and demands on customers and credit institutions | 2 339 | 9 159 | 6 780 | 4 484 | 2 203 |
|---|
| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | .. | .. | .. |
|---|
| Other interest income | 0 | 4 | 3 | 2 | 1 |
|---|
| | | | | | |
| Total interest expenses and similar expenses | 639 | 2 603 | 1 953 | 1 317 | 651 |
|---|
| Interest and similar expenses on deposits from and debt to customers and credit institutions | 566 | 2 392 | 1 805 | 1 224 | 607 |
|---|
| Interest and similar expenses on issued capital | 23 | 61 | 39 | 18 | 9 |
|---|
| Other interest expenses | 50 | 150 | 109 | 74 | 36 |
|---|
| | | | | | |
| Net interest income | 1 700 | 6 560 | 4 830 | 3 170 | 1 553 |
|---|
| | | | | | |
| Net commission income | 229 | 1 222 | 959 | 362 | 241 |
|---|
| Commission income | 611 | 2 628 | 1 995 | 1 061 | 576 |
|---|
| Commission costs | 382 | 1 406 | 1 036 | 699 | 335 |
|---|
| | | | | | |
| Total net changes in value and gain/loss on securities and currency | 3 | 26 | 22 | 14 | 6 |
|---|
| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | .. | -7 | .. | .. | .. |
|---|
| Net changes in value and gain/loss on shares and other securities with variable return | 0 | 0 | 0 | 0 | 0 |
|---|
| Net changes in value and gain/loss on currency | -1 | 8 | 6 | 5 | 1 |
|---|
| Net changes in value and gain/loss on other financial assets and liabilities | 4 | 25 | 16 | 9 | 4 |
|---|
| | | | | | |
| Total other operating income | 112 | 395 | 275 | 201 | 105 |
|---|
| Income from shares and other securities with variable return | 1 | 2 | 1 | 1 | 0 |
|---|
| Income fromownership interest in associated companies and group companies | 0 | 1 | 1 | 0 | 0 |
|---|
| Other operating income (incl. gain on sale on real property) | 111 | 392 | 274 | 199 | 104 |
|---|
| | | | | | |
| Total income | 3 066 | 12 212 | 9 075 | 5 762 | 2 890 |
|---|
| | | | | | |
| Total administration expenses | 560 | 2 154 | 1 569 | 1 027 | 525 |
|---|
| Wages and other personnel expenses | 355 | 1 330 | 981 | 626 | 340 |
|---|
| Other administration costs | 205 | 824 | 588 | 401 | 185 |
|---|
| | | | | | |
| Total other operating costs | 431 | 1 992 | 1 489 | 749 | 425 |
|---|
| Depreciation and write-down | 22 | 103 | 77 | 53 | 25 |
|---|
| Other operating costs (incl. losses on sale on real property) | 410 | 1 890 | 1 413 | 696 | 400 |
|---|
| | | | | | |
| Total costs | 2 013 | 8 155 | 6 047 | 3 792 | 1 937 |
|---|
| | | | | | |
| Pre-loss profit | 1 053 | 4 057 | 3 028 | 1 970 | 953 |
|---|
| | | | | | |
| Losses on loans and guarantees etc. | 172 | 573 | 372 | 258 | 126 |
|---|
| Loss on loans | 182 | 626 | 416 | 287 | 140 |
|---|
| Loss on guarantees (incl. credit losses on securities) | -10 | -53 | -44 | -29 | -14 |
|---|
| | | | | | |
| Pre-tax profit | 880 | 3 484 | 2 655 | 1 712 | 827 |
|---|
| Other profit components | .. | .. | .. | .. | .. |
|---|
| Taxes on ordinary profit | 265 | 785 | 733 | 468 | 231 |
|---|
| | | | | | |
| Profit and loss at end of period | 616 | 2 699 | 1 923 | 1 244 | 595 |
|---|