
Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 2nd quarter 2014 | 1st quarter 2014 | 4th quarter 2013 | 3rd quarter 2013 | 2nd quarter 2013 |
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Total interest income and similar income | 4 817 | 2 339 | 9 163 | 6 783 | 4 487 |
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Interest etc. income on loans and demands on customers and credit institutions | 4 814 | 2 339 | 9 159 | 6 780 | 4 484 |
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Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | .. | .. | .. |
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Other interest income | 3 | 0 | 4 | 3 | 2 |
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Total interest expenses and similar expenses | 1 323 | 639 | 2 603 | 1 953 | 1 317 |
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Interest and similar expenses on deposits from and debt to customers and credit institutions | 1 171 | 566 | 2 392 | 1 805 | 1 224 |
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Interest and similar expenses on issued capital | 47 | 23 | 61 | 39 | 18 |
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Other interest expenses | 105 | 50 | 150 | 109 | 74 |
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Net interest income | 3 494 | 1 700 | 6 560 | 4 830 | 3 170 |
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Net commission income | 541 | 229 | 1 222 | 959 | 362 |
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Commission income | 1 373 | 611 | 2 628 | 1 995 | 1 061 |
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Commission costs | 832 | 382 | 1 406 | 1 036 | 699 |
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Total net changes in value and gain/loss on securities and currency | 23 | 3 | 26 | 22 | 14 |
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Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | .. | .. | -7 | .. | .. |
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Net changes in value and gain/loss on shares and other securities with variable return | 0 | 0 | 0 | 0 | 0 |
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Net changes in value and gain/loss on currency | 15 | -1 | 8 | 6 | 5 |
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Net changes in value and gain/loss on other financial assets and liabilities | 8 | 4 | 25 | 16 | 9 |
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Total other operating income | 603 | 112 | 395 | 275 | 201 |
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Income from shares and other securities with variable return | 3 | 1 | 2 | 1 | 1 |
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Income fromownership interest in associated companies and group companies | 1 | 0 | 1 | 1 | 0 |
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Other operating income (incl. gain on sale on real property) | 600 | 111 | 392 | 274 | 199 |
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Total income | 6 816 | 3 066 | 12 212 | 9 075 | 5 762 |
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Total administration expenses | 1 111 | 568 | 2 154 | 1 569 | 1 027 |
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Wages and other personnel expenses | 676 | 355 | 1 330 | 981 | 626 |
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Other administration costs | 435 | 213 | 824 | 588 | 401 |
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Total other operating costs | 940 | 422 | 1 992 | 1 489 | 749 |
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Depreciation and write-down | 49 | 22 | 103 | 77 | 53 |
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Other operating costs (incl. losses on sale on real property) | 891 | 401 | 1 890 | 1 413 | 696 |
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Total costs | 4 206 | 2 012 | 8 155 | 6 047 | 3 792 |
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Pre-loss profit | 2 610 | 1 054 | 4 057 | 3 028 | 1 970 |
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Losses on loans and guarantees etc. | 331 | 174 | 573 | 372 | 258 |
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Loss on loans | 350 | 183 | 626 | 416 | 287 |
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Loss on guarantees (incl. credit losses on securities) | -19 | -10 | -53 | -44 | -29 |
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Pre-tax profit | 2 279 | 880 | 3 484 | 2 655 | 1 712 |
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Other profit components | .. | .. | .. | .. | .. |
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Taxes on ordinary profit | 641 | 270 | 785 | 733 | 468 |
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| | | | | |
Profit and loss at end of period | 1 637 | 611 | 2 699 | 1 923 | 1 244 |
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