Table
Banks, quarterly profit and loss accounts. NOK million (cumulative) | 3rd quarter 2014 | 2nd quarter 2014 | 1st quarter 2014 | 4th quarter 2013 | 3rd quarter 2013 |
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| Total interest income and similar income | 96 629 | 64 195 | 31 667 | 127 361 | 94 919 |
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| Interest etc. income on loans and demands on customers and credit institutions | 85 218 | 56 431 | 27 791 | 110 655 | 82 337 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 9 431 | 6 425 | 3 204 | 13 870 | 10 389 |
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| Other interest income | 1 980 | 1 339 | 673 | 2 836 | 2 193 |
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| Total interest expenses and similar expenses | 53 070 | 35 867 | 17 883 | 72 204 | 54 119 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 39 014 | 26 391 | 13 128 | 53 159 | 40 666 |
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| Interest and similar expenses on issued capital | 10 742 | 7 133 | 3 514 | 14 986 | 11 297 |
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| Other interest expenses | 3 314 | 2 342 | 1 241 | 4 059 | 2 157 |
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| Net interest income | 43 560 | 28 328 | 13 784 | 55 156 | 40 800 |
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| Net commission income | 12 705 | 8 367 | 4 263 | 16 154 | 11 721 |
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| Commission income | 16 408 | 11 026 | 5 490 | 20 763 | 15 123 |
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| Commission costs | 3 703 | 2 660 | 1 228 | 4 609 | 3 402 |
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| Total net changes in value and gain/loss on securities and currency | 6 576 | 4 867 | 3 236 | 6 816 | 4 199 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | 3 327 | 2 927 | 1 095 | -688 | -688 |
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| Net changes in value and gain/loss on shares and other securities with variable return | 1 270 | 1 280 | 1 388 | 2 162 | 1 434 |
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| Net changes in value and gain/loss on currency | 3 235 | 1 909 | 922 | 2 519 | 1 558 |
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| Net changes in value and gain/loss on other financial assets and liabilities | -1 256 | -1 249 | -169 | 2 822 | 1 895 |
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| Total other operating income | 12 001 | 8 116 | 3 158 | 13 053 | 8 829 |
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| Income from shares and other securities with variable return | 1 286 | 1 008 | 408 | 1 520 | 1 055 |
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| Income fromownership interest in associated companies and group companies | 2 725 | 2 345 | 471 | 2 357 | 1 566 |
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| Other operating income (incl. gain on sale on real property) | 7 989 | 4 763 | 2 280 | 9 177 | 6 209 |
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| Total income | 131 614 | 88 204 | 43 552 | 167 992 | 123 070 |
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| Total administration expenses | 25 962 | 17 479 | 8 587 | 33 173 | 24 617 |
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| Wages and other personnel expenses | 16 782 | 11 290 | 5 544 | 21 417 | 16 014 |
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| Other administration costs | 9 180 | 6 189 | 3 044 | 11 756 | 8 603 |
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| Total other operating costs | 7 032 | 4 208 | 1 771 | 10 785 | 6 371 |
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| Depreciation and write-down | 2 248 | 930 | 219 | 4 353 | 1 916 |
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| Other operating costs (incl. losses on sale on real property) | 4 785 | 3 277 | 1 552 | 6 431 | 4 455 |
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| Total costs | 89 766 | 60 213 | 29 469 | 120 772 | 88 509 |
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| Pre-loss profit | 41 848 | 27 991 | 14 084 | 47 220 | 34 562 |
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| Losses on loans and guarantees etc. | 4 125 | 2 563 | 1 152 | 5 449 | 3 771 |
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| Loss on loans | 4 268 | 2 727 | 1 393 | 5 269 | 3 638 |
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| Loss on guarantees (incl. credit losses on securities) | -143 | -164 | -240 | 179 | 133 |
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| Pre-tax profit | 37 723 | 25 427 | 12 931 | 41 772 | 30 791 |
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| Other profit components | -214 | -127 | 77 | -25 | 9 |
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| Taxes on ordinary profit | 8 936 | 5 937 | 3 103 | 10 392 | 8 156 |
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| Profit and loss at end of period | 28 573 | 19 364 | 9 905 | 31 355 | 22 644 |
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