Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 3rd quarter 2014 | 2nd quarter 2014 | 1st quarter 2014 | 4th quarter 2013 | 3rd quarter 2013 |
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| Total interest income and similar income | 7 243 | 4 817 | 2 339 | 9 163 | 6 783 |
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| Interest etc. income on loans and demands on customers and credit institutions | 7 239 | 4 814 | 2 339 | 9 159 | 6 780 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | .. | .. | .. |
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| Other interest income | 5 | 3 | 0 | 4 | 3 |
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| Total interest expenses and similar expenses | 2 016 | 1 323 | 639 | 2 603 | 1 953 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 1 786 | 1 171 | 566 | 2 392 | 1 805 |
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| Interest and similar expenses on issued capital | 71 | 47 | 23 | 61 | 39 |
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| Other interest expenses | 159 | 105 | 50 | 150 | 109 |
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| Net interest income | 5 227 | 3 494 | 1 700 | 6 560 | 4 830 |
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| Net commission income | 969 | 541 | 229 | 1 222 | 959 |
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| Commission income | 2 174 | 1 373 | 611 | 2 628 | 1 995 |
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| Commission costs | 1 205 | 832 | 382 | 1 406 | 1 036 |
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| Total net changes in value and gain/loss on securities and currency | 18 | 23 | 3 | 26 | 22 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | .. | .. | .. | -7 | .. |
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| Net changes in value and gain/loss on shares and other securities with variable return | 0 | 0 | 0 | 0 | 0 |
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| Net changes in value and gain/loss on currency | 5 | 15 | -1 | 8 | 6 |
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| Net changes in value and gain/loss on other financial assets and liabilities | 13 | 8 | 4 | 25 | 16 |
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| Total other operating income | 1 309 | 603 | 112 | 395 | 275 |
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| Income from shares and other securities with variable return | 4 | 3 | 1 | 2 | 1 |
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| Income fromownership interest in associated companies and group companies | 1 | 1 | 0 | 1 | 1 |
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| Other operating income (incl. gain on sale on real property) | 1 305 | 600 | 111 | 392 | 274 |
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| Total income | 10 744 | 6 816 | 3 066 | 12 212 | 9 075 |
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| Total administration expenses | 1 688 | 1 111 | 568 | 2 154 | 1 569 |
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| Wages and other personnel expenses | 1 044 | 676 | 355 | 1 330 | 981 |
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| Other administration costs | 644 | 435 | 213 | 824 | 588 |
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| Total other operating costs | 1 477 | 940 | 422 | 1 992 | 1 489 |
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| Depreciation and write-down | 92 | 49 | 22 | 103 | 77 |
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| Other operating costs (incl. losses on sale on real property) | 1 385 | 891 | 401 | 1 890 | 1 413 |
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| Total costs | 6 386 | 4 206 | 2 012 | 8 155 | 6 047 |
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| Pre-loss profit | 4 358 | 2 610 | 1 054 | 4 057 | 3 028 |
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| Losses on loans and guarantees etc. | 489 | 331 | 174 | 573 | 372 |
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| Loss on loans | 518 | 350 | 183 | 626 | 416 |
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| Loss on guarantees (incl. credit losses on securities) | -29 | -19 | -10 | -53 | -44 |
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| Pre-tax profit | 3 868 | 2 279 | 880 | 3 484 | 2 655 |
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| Other profit components | .. | .. | .. | .. | .. |
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| Taxes on ordinary profit | 1 076 | 641 | 270 | 785 | 733 |
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| | | | | | |
| Profit and loss at end of period | 2 792 | 1 637 | 611 | 2 699 | 1 923 |
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