Table
Mortgage companies, quarterly profit and loss accounts. NOK million (cumulative) | 3rd quarter 2014 | 2nd quarter 2014 | 1st quarter 2014 | 4th quarter 2013 | 3rd quarter 2013 |
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Total interest income and similar income | 41 174 | 27 641 | 13 890 | 55 131 | 40 718 |
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Interest etc. income on loans and demands on customers and credit institutions | 40 455 | 27 184 | 13 703 | 54 300 | 40 035 |
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Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 2 098 | 1 407 | 660 | 2 874 | 2 176 |
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Other interest income | -1 379 | -950 | -473 | -2 043 | -1 494 |
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| | | | | |
Total interest expenses and similar expenses | 26 323 | 17 754 | 8 769 | 34 731 | 26 177 |
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Interest and similar expenses on deposits from and debt to customers and credit institutions | 3 957 | 2 575 | 1 221 | 5 278 | 4 076 |
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Interest and similar expenses on issued capital | 24 917 | 16 517 | 8 385 | 34 039 | 25 848 |
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Other interest expenses | -2 551 | -1 337 | -836 | -4 587 | -3 747 |
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| | | | | |
Net interest income | 14 851 | 9 887 | 5 120 | 20 400 | 14 540 |
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| | | | | |
Net commission income | -2 196 | -1 547 | -814 | -2 708 | -1 931 |
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Commission income | 125 | 87 | 41 | 282 | 214 |
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Commission costs | 2 322 | 1 634 | 855 | 2 990 | 2 145 |
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| | | | | |
Total net changes in value and gain/loss on securities and currency | -7 254 | -5 394 | -2 885 | -9 918 | -6 436 |
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Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | -2 335 | -4 687 | 380 | -11 677 | -8 315 |
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Net changes in value and gain/loss on shares and other securities with variable return | .. | .. | .. | .. | .. |
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Net changes in value and gain/loss on currency | 150 | -823 | -269 | 4 964 | 3 101 |
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Net changes in value and gain/loss on other financial assets and liabilities | -5 069 | 117 | -2 996 | -3 205 | -1 222 |
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Total other operating income | 33 | 8 | 2 | 160 | 158 |
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Income from shares and other securities with variable return | 5 | 5 | .. | 5 | 5 |
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Income fromownership interest in associated companies and group companies | .. | .. | .. | .. | .. |
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Other operating income (incl. gain on sale on real property) | 28 | 3 | 2 | 155 | 153 |
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| | | | | |
Total income | 34 077 | 22 343 | 11 047 | 45 655 | 34 654 |
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Total administration expenses | 4 728 | 3 276 | 1 730 | 6 343 | 4 473 |
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Wages and other personnel expenses | 254 | 169 | 86 | 348 | 247 |
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Other administration costs | 4 474 | 3 107 | 1 645 | 5 995 | 4 226 |
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Total other operating costs | 303 | 198 | 95 | 404 | 293 |
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Depreciation and write-down | 9 | 6 | 3 | 25 | 20 |
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Other operating costs (incl. losses on sale on real property) | 293 | 192 | 92 | 380 | 273 |
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Total costs | 33 675 | 22 863 | 11 450 | 44 468 | 33 088 |
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Pre-loss profit | 403 | -520 | -403 | 1 187 | 1 565 |
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Losses on loans and guarantees etc. | 77 | 79 | 26 | 195 | 147 |
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Loss on loans | 77 | 79 | 26 | 195 | 147 |
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Loss on guarantees (incl. credit losses on securities) | .. | .. | .. | .. | .. |
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Pre-tax profit | 325 | -600 | -429 | 991 | 1 419 |
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Other profit components | .. | .. | .. | -1 | .. |
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Taxes on ordinary profit | 79 | -162 | -105 | -350 | 33 |
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| | | | | |
Profit and loss at end of period | 246 | -437 | -324 | 1 340 | 1 385 |
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