Table
Non-life insurance companies. Profitt and loss account. NOK Million | 2009 | 2010 | 2011 | 2012 | 2013 |
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| Earned premiums, net of reinsurance | 50 500 | 52 321 | 54 580 | 57 514 | 60 142 |
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| Gross premiums written | 58 852 | 59 407 | 62 452 | 68 023 | 72 251 |
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| Reinsurers share of gross premiums written | -7 315 | -6 365 | -6 820 | -9 415 | -10 644 |
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| Gross change in the provisions for unearned premiums | -958 | -1 192 | -1 206 | -1 445 | -1 867 |
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| Reinsurers share, gross change in the provision for outstanding claims | -79 | 470 | 153 | 350 | 401 |
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| | | | | | |
| Claims incurred and net change in technical provisions | 38 600 | 38 595 | 41 073 | 40 739 | 44 300 |
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| Gross claim payment | 39 200 | 39 802 | 41 553 | 46 318 | 43 902 |
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| Reinsurers share of gross claim payments | -4 883 | -5 627 | -4 684 | -6 506 | -5 384 |
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| Gross change in the provision for outstanding claims | 2 285 | 1 373 | 1 898 | -851 | 4 120 |
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| Reinsurers share, gross change in the provision for outstanding claims | 215 | 1 803 | 755 | 945 | -1 070 |
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| Bonuses and rebates | 44 | 189 | 200 | 228 | 232 |
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| Net change in technical provisions | 1 740 | 1 055 | 1 351 | 605 | 2 499 |
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| | | | | | |
| Other operating income/ costs | -11 529 | -10 868 | -10 520 | -10 191 | -10 164 |
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| Commisions received | 10 | 22 | 107 | 147 | 220 |
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| Operating income from real property | 206 | 197 | 166 | 96 | 109 |
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| Other operating income | 2 776 | 2 842 | 2 780 | 1 943 | 2 394 |
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| Personnel costs | 5 540 | 5 205 | 5 676 | 5 346 | 5 400 |
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| Commisions submitted | 2 127 | 2 105 | 2 257 | 2 569 | 2 620 |
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| Operating costs real property | 48 | 35 | 32 | 17 | 18 |
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| Depreciations of non-financial assets | 218 | 266 | 254 | 229 | 292 |
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| Other operating costs | 6 589 | 6 317 | 5 354 | 4 216 | 4 557 |
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| | | | | | |
| Investment income /costs | 4 729 | 4 520 | 4 823 | 4 971 | 4 921 |
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| Interest income | 4 329 | 4 143 | 4 149 | 4 203 | 4 115 |
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| Share dividend etc. | 565 | 528 | 804 | 870 | 895 |
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| Interst charges | 165 | 151 | 131 | 102 | 90 |
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| | | | | | |
| Gains/losses, value (re-)adjustments on financial assets | 4 220 | 3 201 | -1 102 | 3 466 | 3 818 |
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| Net realized gains/ losses | 355 | 1 479 | 817 | 1 693 | 259 |
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| Net change in value | 3 865 | 1 722 | -1 919 | 1 772 | 3 558 |
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| | | | | | |
| Profitt/loss on ordinary activities | 9 319 | 10 579 | 6 707 | 15 021 | 14 417 |
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| | | | | | |
| Other result components | 322 | 728 | -1 135 | 701 | 354 |
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| Tax | 2 061 | 1 535 | 2 243 | 3 725 | 2 798 |
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| | | | | | |
| Total Profitt/loss | 7 580 | 9 772 | 3 330 | 11 997 | 11 973 |
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| | | | | | |
| Specifications | | | | | |
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| Balance on the technical account for non-life insurance | 4 487 | 6 396 | 5 817 | 8 529 | 7 180 |
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