Table

Fixed interest loans to employees, share of total loans in per cent
	4th quarter 2014	3rd quarter 2014	2nd quarter 2014	1st quarter 2014	4th quarter 2013
Total
No fixed interest rate	91.5	91.3	91.0	90.5	90.0
Loans with a fixed interest rate	8.5	8.7	9.0	9.5	10.0
Up to 1 month	0.3	0.5	0.2	0.2	0.2
From 1-3 months	0.6	0.3	0.2	0.1	0.2
From 3 months to 1 year	0.9	1.2	1.5	1.5	1.2
From 1 to 5 years	5.2	5.1	5.4	5.9	6.4
Over 5 years	1.5	1.6	1.7	1.8	1.9

Banks
No fixed interest rate	91.6	92.1	91.9	91.2	90.6
Loans with a fixed interest rate	8.4	7.9	8.1	8.8	9.4
Up to 1 month	0.4	0.4	0.3	0.4	0.4
From 1-3 months	0.8	0.3	0.2	0.2	0.4
From 3 months to 1 year	0.9	1.2	1.3	1.4	1.0
From 1 to 5 years	5.2	4.7	4.9	5.4	6.1
Over 5 years	1.2	1.3	1.3	1.4	1.5

Mortgage companies
No fixed interest rate	93.5	92.9	92.7	92.5	92.2
Loans with a fixed interest rate	6.5	7.1	7.3	7.5	7.8
Up to 1 month	0.3	0.3	0.1	0.0	0.0
From 1-3 months	0.3	0.4	0.2	0.0	0.1
From 3 months to 1 year	0.7	1.1	1.3	1.3	1.1
From 1 to 5 years	4.0	4.1	4.3	4.8	5.1
Over 5 years	1.2	1.2	1.3	1.3	1.5

State lending institutions
No fixed interest rate	78.9	76.4	75.0	73.7	72.1
Loans with a fixed interest rate	21.1	23.6	25.0	26.3	27.9
Up to 1 month	0.2	1.9	0.3	0.4	0.1
From 1-3 months	0.4	0.3	0.2	0.4	0.6
From 3 months to 1 year	1.6	1.7	3.6	3.1	3.3
From 1 to 5 years	13.0	13.7	14.5	15.7	16.8
Over 5 years	6.0	6.1	6.4	6.7	7.1