Table

Banks, quarterly profit and loss accounts. NOK million (cumulative)
4th quarter 20143rd quarter 20142nd quarter 20141st quarter 20144th quarter 2013
Total interest income and similar income128 69496 63164 19531 667127 361
Interest etc. income on loans and demands on customers and credit institutions113 20285 21956 43127 791110 655
Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities12 7909 4316 4253 20413 870
Other interest income2 7021 9801 3396732 836
 
Total interest expenses and similar expenses69 83053 07035 86717 88372 204
Interest and similar expenses on deposits from and debt to customers and credit institutions51 27639 01426 39113 12853 159
Interest and similar expenses on issued capital14 03710 7427 1333 51414 986
Other interest expenses4 5163 3142 3421 2414 059
 
Net interest income58 86443 56128 32813 78455 156
 
Net commission income17 54412 7058 3674 26316 154
Commission income22 46216 40811 0265 49020 763
Commission costs4 9183 7032 6601 2284 609
 
Total net changes in value and gain/loss on securities and currency6 6756 5764 8383 2366 816
Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities4 5323 3272 9271 095-688
Net changes in value and gain/loss on shares and other securities with variable return8061 2701 2511 3882 162
Net changes in value and gain/loss on currency4 0753 2351 9099222 519
Net changes in value and gain/loss on other financial assets and liabilities-2 737-1 256-1 249-1692 822
 
Total other operating income16 97011 9958 1163 15913 053
Income from shares and other securities with variable return1 8471 2871 0084081 520
Income fromownership interest in associated companies and group companies3 7072 7252 3454712 357
Other operating income (incl. gain on sale on real property)11 4167 9834 7632 2809 177
 
Total income174 802131 60988 17543 552167 992
 
Total administration expenses34 96725 96717 4828 58933 173
Wages and other personnel expenses22 26116 78011 2905 54421 417
Other administration costs12 7079 1876 1923 04511 756
 
Total other operating costs10 6327 0294 1761 76910 785
Depreciation and write-down2 8762 2499302194 353
Other operating costs (incl. losses on sale on real property)7 7574 7793 2461 5506 431
 
Total costs120 34789 76860 18529 469120 772
 
Pre-loss profit54 45541 84127 99114 08447 220
 
Losses on loans and guarantees etc.6 0974 2312 5631 1525 449
Loss on loans6 1954 3742 7271 3935 269
Loss on guarantees (incl. credit losses on securities)-98-143-164-240179
 
Pre-tax profit48 35837 61025 42712 93141 772
Other profit components-315-208-12777-25
Taxes on ordinary profit11 4628 9055 9373 10310 392
 
Profit and loss at end of period36 58128 49719 3649 90531 355