Table
Banks, quarterly profit and loss accounts. NOK million (cumulative) | 4th quarter 2014 | 3rd quarter 2014 | 2nd quarter 2014 | 1st quarter 2014 | 4th quarter 2013 |
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| Total interest income and similar income | 128 694 | 96 631 | 64 195 | 31 667 | 127 361 |
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| Interest etc. income on loans and demands on customers and credit institutions | 113 202 | 85 219 | 56 431 | 27 791 | 110 655 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 12 790 | 9 431 | 6 425 | 3 204 | 13 870 |
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| Other interest income | 2 702 | 1 980 | 1 339 | 673 | 2 836 |
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| Total interest expenses and similar expenses | 69 830 | 53 070 | 35 867 | 17 883 | 72 204 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 51 276 | 39 014 | 26 391 | 13 128 | 53 159 |
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| Interest and similar expenses on issued capital | 14 037 | 10 742 | 7 133 | 3 514 | 14 986 |
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| Other interest expenses | 4 516 | 3 314 | 2 342 | 1 241 | 4 059 |
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| Net interest income | 58 864 | 43 561 | 28 328 | 13 784 | 55 156 |
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| Net commission income | 17 544 | 12 705 | 8 367 | 4 263 | 16 154 |
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| Commission income | 22 462 | 16 408 | 11 026 | 5 490 | 20 763 |
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| Commission costs | 4 918 | 3 703 | 2 660 | 1 228 | 4 609 |
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| Total net changes in value and gain/loss on securities and currency | 6 675 | 6 576 | 4 838 | 3 236 | 6 816 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | 4 532 | 3 327 | 2 927 | 1 095 | -688 |
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| Net changes in value and gain/loss on shares and other securities with variable return | 806 | 1 270 | 1 251 | 1 388 | 2 162 |
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| Net changes in value and gain/loss on currency | 4 075 | 3 235 | 1 909 | 922 | 2 519 |
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| Net changes in value and gain/loss on other financial assets and liabilities | -2 737 | -1 256 | -1 249 | -169 | 2 822 |
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| Total other operating income | 16 970 | 11 995 | 8 116 | 3 159 | 13 053 |
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| Income from shares and other securities with variable return | 1 847 | 1 287 | 1 008 | 408 | 1 520 |
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| Income fromownership interest in associated companies and group companies | 3 707 | 2 725 | 2 345 | 471 | 2 357 |
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| Other operating income (incl. gain on sale on real property) | 11 416 | 7 983 | 4 763 | 2 280 | 9 177 |
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| Total income | 174 802 | 131 609 | 88 175 | 43 552 | 167 992 |
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| Total administration expenses | 34 967 | 25 967 | 17 482 | 8 589 | 33 173 |
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| Wages and other personnel expenses | 22 261 | 16 780 | 11 290 | 5 544 | 21 417 |
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| Other administration costs | 12 707 | 9 187 | 6 192 | 3 045 | 11 756 |
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| Total other operating costs | 10 632 | 7 029 | 4 176 | 1 769 | 10 785 |
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| Depreciation and write-down | 2 876 | 2 249 | 930 | 219 | 4 353 |
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| Other operating costs (incl. losses on sale on real property) | 7 757 | 4 779 | 3 246 | 1 550 | 6 431 |
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| Total costs | 120 347 | 89 768 | 60 185 | 29 469 | 120 772 |
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| Pre-loss profit | 54 455 | 41 841 | 27 991 | 14 084 | 47 220 |
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| Losses on loans and guarantees etc. | 6 097 | 4 231 | 2 563 | 1 152 | 5 449 |
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| Loss on loans | 6 195 | 4 374 | 2 727 | 1 393 | 5 269 |
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| Loss on guarantees (incl. credit losses on securities) | -98 | -143 | -164 | -240 | 179 |
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| Pre-tax profit | 48 358 | 37 610 | 25 427 | 12 931 | 41 772 |
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| Other profit components | -315 | -208 | -127 | 77 | -25 |
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| Taxes on ordinary profit | 11 462 | 8 905 | 5 937 | 3 103 | 10 392 |
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| Profit and loss at end of period | 36 581 | 28 497 | 19 364 | 9 905 | 31 355 |
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