Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 4th quarter 2014 | 3rd quarter 2014 | 2nd quarter 2014 | 1st quarter 2014 | 4th quarter 2013 |
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| Total interest income and similar income | 10 286 | 7 243 | 4 817 | 2 339 | 9 163 |
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| Interest etc. income on loans and demands on customers and credit institutions | 10 282 | 7 239 | 4 814 | 2 339 | 9 159 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | .. | .. | .. |
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| Other interest income | 5 | 5 | 3 | 0 | 4 |
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| Total interest expenses and similar expenses | 2 714 | 2 016 | 1 323 | 639 | 2 603 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 2 381 | 1 786 | 1 171 | 566 | 2 392 |
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| Interest and similar expenses on issued capital | 112 | 71 | 47 | 23 | 61 |
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| Other interest expenses | 221 | 159 | 105 | 50 | 150 |
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| Net interest income | 7 572 | 5 227 | 3 494 | 1 700 | 6 560 |
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| Net commission income | 661 | 953 | 531 | 229 | 1 222 |
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| Commission income | 2 697 | 2 155 | 1 360 | 611 | 2 628 |
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| Commission costs | 2 035 | 1 202 | 830 | 382 | 1 406 |
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| Total net changes in value and gain/loss on securities and currency | 33 | 15 | 10 | 3 | 26 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | 0 | .. | .. | .. | -7 |
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| Net changes in value and gain/loss on shares and other securities with variable return | .. | 0 | 0 | 0 | 0 |
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| Net changes in value and gain/loss on currency | 10 | 1 | 2 | -1 | 8 |
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| Net changes in value and gain/loss on other financial assets and liabilities | 23 | 13 | 8 | 4 | 25 |
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| Total other operating income | 1 442 | 1 309 | 603 | 112 | 395 |
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| Income from shares and other securities with variable return | 6 | 4 | 3 | 1 | 2 |
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| Income fromownership interest in associated companies and group companies | 1 | 1 | 1 | 0 | 1 |
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| Other operating income (incl. gain on sale on real property) | 1 436 | 1 304 | 599 | 111 | 392 |
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| Total income | 14 458 | 10 721 | 6 790 | 3 066 | 12 212 |
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| Total administration expenses | 2 346 | 1 678 | 1 108 | 568 | 2 154 |
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| Wages and other personnel expenses | 1 430 | 1 038 | 673 | 355 | 1 330 |
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| Other administration costs | 916 | 640 | 435 | 213 | 824 |
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| Total other operating costs | 2 002 | 1 475 | 937 | 422 | 1 992 |
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| Depreciation and write-down | 136 | 92 | 49 | 22 | 103 |
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| Other operating costs (incl. losses on sale on real property) | 1 866 | 1 383 | 888 | 401 | 1 890 |
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| Total costs | 9 098 | 6 371 | 4 197 | 2 012 | 8 155 |
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| Pre-loss profit | 5 360 | 4 350 | 2 593 | 1 054 | 4 057 |
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| Losses on loans and guarantees etc. | 688 | 489 | 331 | 174 | 573 |
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| Loss on loans | 728 | 518 | 350 | 183 | 626 |
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| Loss on guarantees (incl. credit losses on securities) | -40 | -29 | -19 | -10 | -53 |
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| Pre-tax profit | 4 673 | 3 861 | 2 262 | 880 | 3 484 |
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| Other profit components | .. | .. | .. | .. | .. |
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| Taxes on ordinary profit | 1 155 | 1 074 | 640 | 270 | 785 |
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| | | | | | |
| Profit and loss at end of period | 3 518 | 2 787 | 1 622 | 611 | 2 699 |
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