Table

Banks and mortgage companies, margins on loans secured on dwellings to households¹
	February 2015	January 2015	Monthly change
¹Banks and mortgage companies in monthly sample.
Interest rate, total new loans secured on dwellings	3.02	3.19	-0.17
- NIBOR	1.37	1.35	0.02
=Loan margins, total new loans secured on dwellings	1.65	1.84	-0.19

Interest rate, new repayment loans secured on dwellings	3.01	3.19	-0.18
- NIBOR	1.37	1.35	0.02
=Loan margins, new repayment loan secured on dwellings	1.64	1.84	-0.20

Interest rate, new credit lines secured on dwellings	3.04	3.17	-0.13
- NIBOR	1.37	1.35	0.02
=Loan margins, new repayment loan secured on dwellings	1.67	1.82	-0.15

Interest rate, total outstanding loans secured on dwellings	3.54	3.59	-0.05
- NIBOR	1.37	1.35	0.02
=Loan margins, total outstanding loans secured on dwellings	2.17	2.24	-0.07

Interest rate, outstanding loans secured on dwellings	3.54	3.59	-0.05
- NIBOR	1.37	1.35	0.02
=Loan margins, outstanding repayment loans secured on dwellings	2.17	2.24	-0.07

Interest rate, outstanding credit lines secured on dwellings	3.53	3.57	-0.04
- NIBOR	1.37	1.35	0.02
=Loan margins, outstanding credit lines secured on dwellings	2.16	2.22	-0.06