Table

Banks, quarterly profit and loss accounts. NOK million (cumulative)
1st quarter 20154th quarter 20143rd quarter 20142nd quarter 20141st quarter 2014
Total interest income and similar income30 571128 69696 63164 19531 667
Interest etc. income on loans and demands on customers and credit institutions26 611113 20485 21956 43127 791
Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities3 03112 7909 4316 4253 204
Other interest income9292 7021 9801 339673
 
Total interest expenses and similar expenses15 42769 83053 07035 86717 883
Interest and similar expenses on deposits from and debt to customers and credit institutions11 02751 27639 01426 39113 128
Interest and similar expenses on issued capital3 25014 03710 7427 1333 514
Other interest expenses1 1504 5163 3142 3421 241
 
Net interest income15 14558 86643 56128 32813 784
 
Net commission income4 18417 54412 7058 3674 263
Commission income5 46522 46216 40811 0265 490
Commission costs1 2814 9183 7032 6601 228
 
Total net changes in value and gain/loss on securities and currency1 6956 6616 5764 8383 236
Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities-2764 5373 3272 9271 095
Net changes in value and gain/loss on shares and other securities with variable return-2137871 2701 2511 388
Net changes in value and gain/loss on currency1 6874 0753 2351 909922
Net changes in value and gain/loss on other financial assets and liabilities497-2 738-1 256-1 249-169
 
Total other operating income3 32617 71711 9958 1163 159
Income from shares and other securities with variable return2162 5941 2871 008408
Income fromownership interest in associated companies and group companies6273 7072 7252 345471
Other operating income (incl. gain on sale on real property)2 48411 4167 9834 7632 280
 
Total income41 058175 536131 60988 17543 552
 
Total administration expenses9 05034 96525 96717 4828 589
Wages and other personnel expenses5 65622 26016 78011 2905 544
Other administration costs3 39412 7069 1876 1923 045
 
Total other operating costs2 68210 6387 0294 1761 769
Depreciation and write-down4212 8812 249930219
Other operating costs (incl. losses on sale on real property)2 2617 7574 7793 2461 550
 
Total costs28 439120 35189 76860 18529 469
 
Pre-loss profit12 61955 18541 84127 99114 084
 
Losses on loans and guarantees etc.9366 0984 2312 5631 152
Loss on loans8566 1954 3742 7271 393
Loss on guarantees (incl. credit losses on securities)80-98-143-164-240
 
Pre-tax profit11 68249 08837 61025 42712 931
Other profit components-2-315-208-12777
Taxes on ordinary profit2 9339 7438 9055 9373 103
 
Profit and loss at end of period8 74739 02928 49719 3649 905