Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 1st quarter 2015 | 4th quarter 2014 | 3rd quarter 2014 | 2nd quarter 2014 | 1st quarter 2014 |
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| Total interest income and similar income | 2 560 | 10 291 | 7 243 | 4 817 | 2 339 |
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| Interest etc. income on loans and demands on customers and credit institutions | 2 560 | 10 286 | 7 239 | 4 814 | 2 339 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | .. | .. | .. |
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| Other interest income | 1 | 5 | 5 | 3 | 0 |
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| Total interest expenses and similar expenses | 603 | 2 715 | 2 016 | 1 323 | 639 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 535 | 2 381 | 1 786 | 1 171 | 566 |
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| Interest and similar expenses on issued capital | 21 | 112 | 71 | 47 | 23 |
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| Other interest expenses | 47 | 221 | 159 | 105 | 50 |
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| Net interest income | 1 957 | 7 576 | 5 227 | 3 494 | 1 700 |
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| Net commission income | -27 | 661 | 953 | 531 | 229 |
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| Commission income | 643 | 2 697 | 2 155 | 1 360 | 611 |
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| Commission costs | 670 | 2 036 | 1 202 | 830 | 382 |
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| Total net changes in value and gain/loss on securities and currency | 4 | 33 | 15 | 10 | 3 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | .. | 0 | .. | .. | .. |
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| Net changes in value and gain/loss on shares and other securities with variable return | .. | .. | 0 | 0 | 0 |
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| Net changes in value and gain/loss on currency | -1 | 10 | 1 | 2 | -1 |
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| Net changes in value and gain/loss on other financial assets and liabilities | 5 | 23 | 13 | 8 | 4 |
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| Total other operating income | 164 | 1 442 | 1 309 | 603 | 112 |
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| Income from shares and other securities with variable return | 1 | 6 | 4 | 3 | 1 |
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| Income fromownership interest in associated companies and group companies | 0 | 1 | 1 | 1 | 0 |
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| Other operating income (incl. gain on sale on real property) | 163 | 1 436 | 1 304 | 599 | 111 |
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| Total income | 3 371 | 14 463 | 10 721 | 6 790 | 3 066 |
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| Total administration expenses | 598 | 2 346 | 1 678 | 1 108 | 568 |
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| Wages and other personnel expenses | 376 | 1 430 | 1 038 | 673 | 355 |
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| Other administration costs | 222 | 916 | 640 | 435 | 213 |
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| Total other operating costs | 282 | 2 002 | 1 475 | 937 | 422 |
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| Depreciation and write-down | 45 | 136 | 92 | 49 | 22 |
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| Other operating costs (incl. losses on sale on real property) | 236 | 1 866 | 1 383 | 888 | 401 |
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| Total costs | 2 153 | 9 098 | 6 371 | 4 197 | 2 012 |
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| Pre-loss profit | 1 219 | 5 364 | 4 350 | 2 593 | 1 054 |
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| Losses on loans and guarantees etc. | 171 | 689 | 489 | 331 | 174 |
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| Loss on loans | 180 | 729 | 518 | 350 | 183 |
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| Loss on guarantees (incl. credit losses on securities) | -9 | -40 | -29 | -19 | -10 |
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| Pre-tax profit | 1 047 | 4 676 | 3 861 | 2 262 | 880 |
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| Other profit components | .. | .. | .. | .. | .. |
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| Taxes on ordinary profit | 260 | 1 157 | 1 074 | 640 | 270 |
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| | | | | | |
| Profit and loss at end of period | 787 | 3 519 | 2 787 | 1 622 | 611 |
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