Table
Mortgage companies, quarterly profit and loss accounts. NOK million (cumulative) | 1st quarter 2015 | 4th quarter 2014 | 3rd quarter 2014 | 2nd quarter 2014 | 1st quarter 2014 |
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Total interest income and similar income | 12 428 | 54 557 | 41 174 | 27 641 | 13 890 |
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Interest etc. income on loans and demands on customers and credit institutions | 12 137 | 53 590 | 40 455 | 27 184 | 13 703 |
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Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 741 | 2 960 | 2 098 | 1 407 | 660 |
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Other interest income | -450 | -1 992 | -1 379 | -950 | -473 |
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Total interest expenses and similar expenses | 7 705 | 34 800 | 26 323 | 17 754 | 8 769 |
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Interest and similar expenses on deposits from and debt to customers and credit institutions | 1 096 | 5 199 | 3 957 | 2 575 | 1 221 |
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Interest and similar expenses on issued capital | 8 345 | 33 283 | 24 917 | 16 517 | 8 385 |
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Other interest expenses | -1 735 | -3 682 | -2 551 | -1 337 | -836 |
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Net interest income | 4 723 | 19 758 | 14 851 | 9 887 | 5 120 |
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Net commission income | -624 | -2 858 | -2 196 | -1 547 | -814 |
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Commission income | 39 | 154 | 125 | 87 | 41 |
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Commission costs | 663 | 3 012 | 2 322 | 1 634 | 855 |
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Total net changes in value and gain/loss on securities and currency | 1 559 | -8 021 | -7 254 | -5 394 | -2 885 |
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Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | 1 384 | -22 883 | -2 335 | -4 687 | 380 |
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Net changes in value and gain/loss on shares and other securities with variable return | .. | .. | .. | .. | .. |
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Net changes in value and gain/loss on currency | -751 | 390 | 150 | -823 | -269 |
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Net changes in value and gain/loss on other financial assets and liabilities | 926 | 14 473 | -5 069 | 117 | -2 996 |
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Total other operating income | 3 | 39 | 33 | 8 | 2 |
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Income from shares and other securities with variable return | 0 | 5 | 5 | 5 | .. |
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Income fromownership interest in associated companies and group companies | .. | .. | .. | .. | .. |
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Other operating income (incl. gain on sale on real property) | 3 | 34 | 28 | 3 | 2 |
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Total income | 14 029 | 46 729 | 34 077 | 22 343 | 11 047 |
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Total administration expenses | 1 234 | 6 285 | 4 728 | 3 276 | 1 730 |
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Wages and other personnel expenses | 96 | 353 | 254 | 169 | 86 |
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Other administration costs | 1 138 | 5 932 | 4 474 | 3 107 | 1 645 |
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Total other operating costs | 120 | 421 | 303 | 198 | 95 |
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Depreciation and write-down | 4 | 13 | 9 | 6 | 3 |
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Other operating costs (incl. losses on sale on real property) | 116 | 408 | 293 | 192 | 92 |
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Total costs | 9 722 | 44 517 | 33 675 | 22 863 | 11 450 |
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Pre-loss profit | 4 307 | 2 212 | 403 | -520 | -403 |
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Losses on loans and guarantees etc. | -5 | 67 | 77 | 79 | 26 |
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Loss on loans | -5 | 67 | 77 | 79 | 26 |
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Loss on guarantees (incl. credit losses on securities) | .. | .. | .. | .. | .. |
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Pre-tax profit | 4 312 | 2 146 | 325 | -600 | -429 |
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Other profit components | .. | .. | .. | .. | .. |
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Taxes on ordinary profit | 1 228 | 576 | 79 | -162 | -105 |
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| | | | | |
Profit and loss at end of period | 3 083 | 1 570 | 246 | -437 | -324 |
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