Table

Banks and mortgage companies, margins on loans secured on dwellings to households¹
	August 2015	July 2015	Monthly change
¹Banks and mortgage companies in monthly sample.
Interest rate, total new loans secured on dwellings	2.82	2.86	-0.04
- NIBOR	1.15	1.29	-0.14
=Loan margins, total new loans secured on dwellings	1.67	1.57	0.10

Interest rate, new repayment loans secured on dwellings	2.83	2.86	-0.03
- NIBOR	1.15	1.29	-0.14
=Loan margins, new repayment loan secured on dwellings	1.68	1.57	0.11

Interest rate, new credit lines secured on dwellings	2.74	2.82	-0.08
- NIBOR	1.15	1.29	-0.14
=Loan margins, new repayment loan secured on dwellings	1.59	1.53	0.06

Interest rate, total outstanding loans secured on dwellings	2.98	3.17	-0.19
- NIBOR	1.15	1.29	-0.14
=Loan margins, total outstanding loans secured on dwellings	1.83	1.88	-0.05

Interest rate, outstanding loans secured on dwellings	2.99	3.17	-0.19
- NIBOR	1.15	1.29	-0.14
=Loan margins, outstanding repayment loans secured on dwellings	1.84	1.88	-0.04

Interest rate, outstanding credit lines secured on dwellings	2.93	3.19	-0.26
- NIBOR	1.15	1.29	-0.14
=Loan margins, outstanding credit lines secured on dwellings	1.78	1.90	-0.12