Table
Banks, quarterly profit and loss accounts. NOK million (cumulative) | 3rd quarter 2015 | 2nd quarter 2015 | 1st quarter 2015 | 4th quarter 2014 | 3rd quarter 2014 |
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| Total interest income and similar income | 91 241 | 60 545 | 30 571 | 128 667 | 96 631 |
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| Interest etc. income on loans and demands on customers and credit institutions | 80 373 | 53 014 | 26 611 | 113 175 | 85 219 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 8 441 | 5 795 | 3 031 | 12 790 | 9 431 |
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| Other interest income | 2 427 | 1 735 | 929 | 2 702 | 1 980 |
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| Total interest expenses and similar expenses | 43 261 | 29 818 | 15 427 | 69 830 | 53 070 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 30 422 | 21 222 | 11 027 | 51 276 | 39 014 |
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| Interest and similar expenses on issued capital | 9 589 | 6 439 | 3 250 | 14 037 | 10 742 |
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| Other interest expenses | 3 251 | 2 157 | 1 150 | 4 516 | 3 314 |
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| Net interest income | 47 980 | 30 727 | 15 145 | 58 837 | 43 561 |
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| Net commission income | 12 632 | 8 438 | 4 184 | 17 544 | 12 705 |
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| Commission income | 16 580 | 11 029 | 5 465 | 22 462 | 16 408 |
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| Commission costs | 3 948 | 2 591 | 1 281 | 4 918 | 3 703 |
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| Total net changes in value and gain/loss on securities and currency | 755 | 2 456 | 1 695 | 6 661 | 6 576 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | -3 172 | -2 179 | -276 | 4 537 | 3 327 |
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| Net changes in value and gain/loss on shares and other securities with variable return | -1 462 | -140 | -213 | 787 | 1 270 |
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| Net changes in value and gain/loss on currency | 2 640 | 3 261 | 1 716 | 4 075 | 3 235 |
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| Net changes in value and gain/loss on other financial assets and liabilities | 2 749 | 1 514 | 468 | -2 738 | -1 256 |
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| Total other operating income | 11 158 | 9 289 | 3 326 | 17 746 | 11 995 |
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| Income from shares and other securities with variable return | 862 | 873 | 216 | 2 623 | 1 287 |
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| Income fromownership interest in associated companies and group companies | 4 086 | 4 057 | 627 | 3 707 | 2 725 |
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| Other operating income (incl. gain on sale on real property) | 6 211 | 4 359 | 2 484 | 11 416 | 7 983 |
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| Total income | 119 735 | 83 320 | 41 058 | 175 536 | 131 609 |
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| Total administration expenses | 26 912 | 18 139 | 9 050 | 34 965 | 25 967 |
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| Wages and other personnel expenses | 16 856 | 11 191 | 5 656 | 22 260 | 16 780 |
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| Other administration costs | 10 056 | 6 948 | 3 394 | 12 706 | 9 187 |
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| Total other operating costs | 7 883 | 5 098 | 2 682 | 10 638 | 7 029 |
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| Depreciation and write-down | 1 799 | 1 148 | 421 | 2 881 | 2 249 |
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| Other operating costs (incl. losses on sale on real property) | 6 084 | 3 951 | 2 261 | 7 757 | 4 779 |
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| Total costs | 82 004 | 55 647 | 28 439 | 120 351 | 89 768 |
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| Pre-loss profit | 37 730 | 27 673 | 12 619 | 55 185 | 41 841 |
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| Losses on loans and guarantees etc. | 2 663 | 2 367 | 936 | 6 098 | 4 231 |
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| Loss on loans | 2 457 | 2 226 | 856 | 6 195 | 4 374 |
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| Loss on guarantees (incl. credit losses on securities) | 206 | 142 | 80 | -98 | -143 |
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| Pre-tax profit | 35 067 | 25 306 | 11 682 | 49 088 | 37 610 |
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| Other profit components | -2 | -2 | -2 | -315 | -208 |
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| Taxes on ordinary profit | 8 777 | 6 097 | 2 933 | 9 743 | 8 905 |
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| Profit and loss at end of period | 26 289 | 19 206 | 8 747 | 39 029 | 28 497 |
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