Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 3rd quarter 2015 | 2nd quarter 2015 | 1st quarter 2015 | 4th quarter 2014 | 3rd quarter 2014 |
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| Total interest income and similar income | 7 066 | 4 669 | 2 468 | 10 291 | 7 243 |
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| Interest etc. income on loans and demands on customers and credit institutions | 7 064 | 4 668 | 2 468 | 10 286 | 7 239 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | .. | .. | .. |
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| Other interest income | 2 | 1 | 1 | 5 | 5 |
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| Total interest expenses and similar expenses | 1 799 | 1 200 | 596 | 2 715 | 2 016 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 1 581 | 1 056 | 528 | 2 381 | 1 786 |
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| Interest and similar expenses on issued capital | 62 | 42 | 21 | 112 | 71 |
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| Other interest expenses | 156 | 103 | 47 | 221 | 159 |
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| Net interest income | 5 267 | 3 469 | 1 872 | 7 576 | 5 227 |
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| Net commission income | 403 | 281 | -21 | 661 | 953 |
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| Commission income | 2 253 | 1 407 | 643 | 2 697 | 2 155 |
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| Commission costs | 1 850 | 1 126 | 664 | 2 036 | 1 202 |
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| Total net changes in value and gain/loss on securities and currency | 12 | 7 | 4 | 33 | 15 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | .. | .. | .. | 0 | .. |
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| Net changes in value and gain/loss on shares and other securities with variable return | .. | .. | .. | .. | 0 |
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| Net changes in value and gain/loss on currency | 4 | -2 | -1 | 10 | 1 |
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| Net changes in value and gain/loss on other financial assets and liabilities | 8 | 9 | 5 | 23 | 13 |
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| Total other operating income | 357 | 266 | 163 | 1 442 | 1 309 |
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| Income from shares and other securities with variable return | 2 | 2 | 1 | 6 | 4 |
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| Income fromownership interest in associated companies and group companies | 1 | 0 | 0 | 1 | 1 |
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| Other operating income (incl. gain on sale on real property) | 354 | 264 | 162 | 1 436 | 1 304 |
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| Total income | 9 687 | 6 348 | 3 278 | 14 463 | 10 721 |
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| Total administration expenses | 1 671 | 1 115 | 582 | 2 346 | 1 678 |
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| Wages and other personnel expenses | 1 025 | 667 | 364 | 1 430 | 1 038 |
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| Other administration costs | 646 | 448 | 218 | 916 | 640 |
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| Total other operating costs | 850 | 563 | 273 | 2 002 | 1 475 |
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| Depreciation and write-down | 138 | 94 | 45 | 136 | 92 |
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| Other operating costs (incl. losses on sale on real property) | 712 | 469 | 228 | 1 865 | 1 383 |
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| Total costs | 6 170 | 4 003 | 2 115 | 9 098 | 6 371 |
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| Pre-loss profit | 3 518 | 2 345 | 1 164 | 5 365 | 4 350 |
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| Losses on loans and guarantees etc. | 414 | 246 | 140 | 699 | 489 |
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| Loss on loans | 440 | 266 | 149 | 739 | 518 |
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| Loss on guarantees (incl. credit losses on securities) | -26 | -19 | -9 | -40 | -29 |
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| Pre-tax profit | 3 104 | 2 099 | 1 024 | 4 666 | 3 861 |
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| Other profit components | .. | .. | .. | .. | .. |
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| Taxes on ordinary profit | 856 | 544 | 254 | 1 157 | 1 074 |
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| | | | | | |
| Profit and loss at end of period | 2 248 | 1 555 | 770 | 3 509 | 2 787 |
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