Table
Mortgage companies, quarterly profit and loss accounts. NOK million (cumulative) | 3rd quarter 2015 | 2nd quarter 2015 | 1st quarter 2015 | 4th quarter 2014 | 3rd quarter 2014 |
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Total interest income and similar income | 35 808 | 24 338 | 12 428 | 54 557 | 41 174 |
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Interest etc. income on loans and demands on customers and credit institutions | 34 943 | 23 776 | 12 137 | 53 590 | 40 455 |
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Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 2 100 | 1 370 | 741 | 2 960 | 2 098 |
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Other interest income | -1 234 | -808 | -450 | -1 992 | -1 379 |
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Total interest expenses and similar expenses | 23 747 | 15 322 | 7 705 | 34 800 | 26 323 |
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Interest and similar expenses on deposits from and debt to customers and credit institutions | 4 340 | 2 244 | 1 096 | 5 199 | 3 957 |
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Interest and similar expenses on issued capital | 24 046 | 16 108 | 8 345 | 33 283 | 24 917 |
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Other interest expenses | -4 640 | -3 030 | -1 735 | -3 682 | -2 551 |
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Net interest income | 12 061 | 9 016 | 4 723 | 19 758 | 14 851 |
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Net commission income | -1 693 | -1 164 | -624 | -2 858 | -2 196 |
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Commission income | 93 | 80 | 39 | 154 | 125 |
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Commission costs | 1 785 | 1 244 | 663 | 3 012 | 2 322 |
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Total net changes in value and gain/loss on securities and currency | 4 922 | 1 620 | 1 559 | -8 021 | -7 254 |
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Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | -10 641 | 4 272 | 1 384 | -22 883 | -2 335 |
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Net changes in value and gain/loss on shares and other securities with variable return | .. | .. | .. | .. | .. |
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Net changes in value and gain/loss on currency | -837 | 117 | -751 | 390 | 150 |
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Net changes in value and gain/loss on other financial assets and liabilities | 16 400 | -2 769 | 926 | 14 473 | -5 069 |
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Total other operating income | 15 | 12 | 3 | 39 | 33 |
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Income from shares and other securities with variable return | 7 | 7 | 0 | 5 | 5 |
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Income fromownership interest in associated companies and group companies | .. | .. | .. | .. | .. |
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Other operating income (incl. gain on sale on real property) | 8 | 6 | 3 | 34 | 28 |
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Total income | 40 837 | 26 050 | 14 029 | 46 729 | 34 077 |
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Total administration expenses | 3 260 | 2 321 | 1 234 | 6 285 | 4 728 |
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Wages and other personnel expenses | 290 | 192 | 96 | 353 | 254 |
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Other administration costs | 2 970 | 2 129 | 1 138 | 5 932 | 4 474 |
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Total other operating costs | 361 | 238 | 120 | 421 | 303 |
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Depreciation and write-down | 13 | 9 | 4 | 13 | 9 |
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Other operating costs (incl. losses on sale on real property) | 348 | 229 | 116 | 408 | 293 |
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Total costs | 29 153 | 19 124 | 9 722 | 44 517 | 33 675 |
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Pre-loss profit | 11 685 | 6 926 | 4 307 | 2 212 | 403 |
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Losses on loans and guarantees etc. | 35 | 4 | -5 | 67 | 77 |
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Loss on loans | 35 | 4 | -5 | 67 | 77 |
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Loss on guarantees (incl. credit losses on securities) | .. | .. | .. | .. | .. |
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Pre-tax profit | 11 649 | 6 923 | 4 312 | 2 146 | 325 |
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Other profit components | .. | .. | .. | .. | .. |
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Taxes on ordinary profit | 3 112 | 1 839 | 1 228 | 576 | 79 |
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Profit and loss at end of period | 8 537 | 5 084 | 3 083 | 1 570 | 246 |
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