Table

Banks and mortgage companies, margins on loans secured on dwellings to households¹
	November 2015	October 2015	Monthly change
¹Banks and mortgage companies in monthly sample.
Interest rate, total new loans secured on dwellings	2.57	2.60	-0.03
- NIBOR	1.20	1.11	0.09
=Loan margins, total new loans secured on dwellings	1.37	1.49	-0.12

Interest rate, new repayment loans secured on dwellings	2.57	2.61	-0.04
- NIBOR	1.20	1.11	0.09
=Loan margins, new repayment loan secured on dwellings	1.37	1.50	-0.13

Interest rate, new credit lines secured on dwellings	2.51	2.54	-0.03
- NIBOR	1.20	1.11	0.09
=Loan margins, new repayment loan secured on dwellings	1.31	1.43	-0.12

Interest rate, total outstanding loans secured on dwellings	2.82	2.92	-0.10
- NIBOR	1.20	1.11	0.09
=Loan margins, total outstanding loans secured on dwellings	1.62	1.81	-0.19

Interest rate, outstanding loans secured on dwellings	2.83	2.93	-0.10
- NIBOR	1.20	1.11	0.09
=Loan margins, outstanding repayment loans secured on dwellings	1.63	1.82	-0.19

Interest rate, outstanding credit lines secured on dwellings	2.78	2.89	-0.11
- NIBOR	1.20	1.11	0.09
=Loan margins, outstanding credit lines secured on dwellings	1.58	1.78	-0.20