
Table
Banks, quarterly profit and loss accounts. NOK million (cumulative) | 4th quarter 2014 | 1st quarter 2015 | 2nd quarter 2015 | 3rd quarter 2015 | 4th quarter 2015 |
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Total interest income and similar income | 128 667 | 30 571 | 60 545 | 91 241 | 118 191 |
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Interest etc. income on loans and demands on customers and credit institutions | 113 175 | 26 783 | 53 214 | 80 564 | 104 429 |
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Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 12 790 | 2 859 | 5 596 | 8 250 | 10 608 |
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Other interest income | 2 702 | 929 | 1 735 | 2 427 | 3 154 |
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Total interest expenses and similar expenses | 69 830 | 15 427 | 29 818 | 43 261 | 54 269 |
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Interest and similar expenses on deposits from and debt to customers and credit institutions | 51 276 | 11 027 | 21 222 | 30 422 | 37 680 |
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Interest and similar expenses on issued capital | 14 037 | 3 250 | 6 439 | 9 589 | 12 654 |
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Other interest expenses | 4 516 | 1 150 | 2 157 | 3 251 | 3 935 |
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Net interest income | 58 837 | 15 145 | 30 727 | 47 980 | 63 921 |
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Net commission income | 17 544 | 4 184 | 8 438 | 12 632 | 16 721 |
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Commission income | 22 462 | 5 465 | 11 029 | 16 580 | 22 002 |
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Commission costs | 4 918 | 1 281 | 2 591 | 3 948 | 5 281 |
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Total net changes in value and gain/loss on securities and currency | 6 661 | 1 695 | 2 456 | 755 | 299 |
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Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | 4 537 | -276 | -2 179 | -3 172 | -5 348 |
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Net changes in value and gain/loss on shares and other securities with variable return | 787 | -213 | -140 | -1 462 | -1 863 |
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Net changes in value and gain/loss on currency | 4 075 | 1 716 | 3 261 | 2 640 | 3 371 |
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Net changes in value and gain/loss on other financial assets and liabilities | -2 738 | 468 | 1 514 | 2 749 | 4 139 |
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Total other operating income | 17 746 | 3 326 | 9 289 | 11 158 | 18 021 |
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Income from shares and other securities with variable return | 2 623 | 216 | 873 | 862 | 4 474 |
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Income fromownership interest in associated companies and group companies | 3 707 | 627 | 4 057 | 4 086 | 4 660 |
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Other operating income (incl. gain on sale on real property) | 11 416 | 2 484 | 4 359 | 6 211 | 8 887 |
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Total administration expenses | 34 965 | 9 050 | 18 139 | 26 912 | 34 360 |
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Wages and other personnel expenses | 22 260 | 5 656 | 11 191 | 16 856 | 20 902 |
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Other administration costs | 12 706 | 3 394 | 6 948 | 10 056 | 13 458 |
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Total other operating costs | 10 638 | 2 682 | 5 098 | 7 883 | 11 188 |
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Depreciation and write-down | 2 881 | 421 | 1 148 | 1 799 | 2 551 |
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Other operating costs (incl. losses on sale on real property) | 7 757 | 2 261 | 3 951 | 6 084 | 8 638 |
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Pre-loss profit | 55 185 | 12 619 | 27 673 | 37 730 | 53 414 |
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Losses on loans and guarantees etc. | 6 098 | 936 | 2 367 | 2 663 | 4 576 |
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Loss on loans | 6 195 | 856 | 2 226 | 2 457 | 4 375 |
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Loss on guarantees (incl. credit losses on securities) | -98 | 80 | 142 | 206 | 201 |
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Pre-tax profit | 49 088 | 11 682 | 25 306 | 35 067 | 48 837 |
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Other profit components | -315 | -2 | -2 | -2 | -6 |
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Taxes on ordinary profit | 9 743 | 2 933 | 6 097 | 8 777 | 12 093 |
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Profit and loss at end of period | 39 029 | 8 747 | 19 206 | 26 289 | 36 738 |
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