Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 4th quarter 2014 | 1st quarter 2015 | 2nd quarter 2015 | 3rd quarter 2015 | 4th quarter 2015 |
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| Total interest income and similar income | 10 291 | 2 468 | 4 669 | 7 066 | 9 606 |
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| Interest etc. income on loans and demands on customers and credit institutions | 10 286 | 2 468 | 4 668 | 7 064 | 9 603 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | .. | .. | 0 |
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| Other interest income | 5 | 1 | 1 | 2 | 2 |
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| Total interest expenses and similar expenses | 2 715 | 596 | 1 200 | 1 799 | 2 400 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 2 381 | 528 | 1 056 | 1 581 | 2 112 |
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| Interest and similar expenses on issued capital | 112 | 21 | 42 | 62 | 80 |
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| Other interest expenses | 221 | 47 | 103 | 156 | 208 |
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| Net interest income | 7 576 | 1 872 | 3 469 | 5 267 | 7 206 |
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| Net commission income | 661 | -21 | 281 | 403 | 513 |
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| Commission income | 2 697 | 643 | 1 407 | 2 253 | 2 977 |
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| Commission costs | 2 036 | 664 | 1 126 | 1 850 | 2 465 |
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| Total net changes in value and gain/loss on securities and currency | 33 | 4 | 7 | 12 | 47 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | 0 | .. | .. | .. | .. |
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| Net changes in value and gain/loss on shares and other securities with variable return | .. | .. | .. | .. | .. |
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| Net changes in value and gain/loss on currency | 10 | -1 | -2 | 4 | 7 |
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| Net changes in value and gain/loss on other financial assets and liabilities | 23 | 5 | 9 | 8 | 40 |
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| Total other operating income | 1 442 | 163 | 266 | 357 | 480 |
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| Income from shares and other securities with variable return | 6 | 1 | 2 | 2 | 2 |
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| Income fromownership interest in associated companies and group companies | 1 | 0 | 0 | 1 | 1 |
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| Other operating income (incl. gain on sale on real property) | 1 436 | 162 | 264 | 354 | 477 |
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| Total administration expenses | 2 346 | 582 | 1 115 | 1 671 | 2 303 |
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| Wages and other personnel expenses | 1 430 | 364 | 667 | 1 025 | 1 413 |
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| Other administration costs | 916 | 218 | 448 | 646 | 890 |
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| Total other operating costs | 2 002 | 273 | 563 | 850 | 1 186 |
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| Depreciation and write-down | 136 | 45 | 94 | 138 | 182 |
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| Other operating costs (incl. losses on sale on real property) | 1 865 | 228 | 469 | 712 | 1 004 |
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| Pre-loss profit | 5 365 | 1 164 | 2 345 | 3 518 | 4 757 |
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| Losses on loans and guarantees etc. | 699 | 140 | 246 | 414 | 641 |
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| Loss on loans | 739 | 149 | 266 | 440 | 726 |
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| Loss on guarantees (incl. credit losses on securities) | -40 | -9 | -19 | -26 | -85 |
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| Pre-tax profit | 4 666 | 1 024 | 2 099 | 3 104 | 4 116 |
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| Other profit components | .. | .. | .. | .. | .. |
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| Taxes on ordinary profit | 1 157 | 254 | 544 | 856 | 930 |
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| | | | | | |
| Profit and loss at end of period | 3 509 | 770 | 1 555 | | 3 186 |
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