
Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 1st quarter 2015 | 2nd quarter 2015 | 3rd quarter 2015 | 4th quarter 2015 | 1st quarter 2016 |
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Total interest income and similar income | 2 468 | 4 669 | 7 066 | 9 606 | 2 528 |
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Interest etc. income on loans and demands on customers and credit institutions | 2 468 | 4 668 | 7 064 | 9 603 | 2 527 |
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Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | .. | 0 | 0 |
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Other interest income | 1 | 1 | 2 | 2 | 0 |
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Total interest expenses and similar expenses | 596 | 1 200 | 1 799 | 2 400 | 624 |
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Interest and similar expenses on deposits from and debt to customers and credit institutions | 528 | 1 056 | 1 581 | 2 112 | 575 |
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Interest and similar expenses on issued capital | 21 | 42 | 62 | 80 | 19 |
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Other interest expenses | 47 | 103 | 156 | 208 | 30 |
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| | | | | |
Net interest income | 1 872 | 3 469 | 5 267 | 7 206 | 1 904 |
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| | | | | |
Net commission income | -21 | 281 | 403 | 513 | 101 |
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Commission income | 643 | 1 407 | 2 253 | 2 977 | 705 |
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Commission costs | 664 | 1 126 | 1 850 | 2 465 | 605 |
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Total net changes in value and gain/loss on securities and currency | 4 | 7 | 12 | 47 | 4 |
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Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | .. | .. | .. | .. | .. |
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Net changes in value and gain/loss on shares and other securities with variable return | .. | .. | .. | .. | .. |
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Net changes in value and gain/loss on currency | -1 | -2 | 4 | 7 | 14 |
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Net changes in value and gain/loss on other financial assets and liabilities | 5 | 9 | 8 | 40 | -9 |
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Total other operating income | 163 | 266 | 357 | 480 | 114 |
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Income from shares and other securities with variable return | 1 | 2 | 2 | 2 | .. |
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Income fromownership interest in associated companies and group companies | 0 | 0 | 1 | 1 | 0 |
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Other operating income (incl. gain on sale on real property) | 162 | 264 | 354 | 477 | 114 |
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Total administration expenses | 582 | 1 115 | 1 671 | 2 303 | 616 |
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Wages and other personnel expenses | 364 | 667 | 1 025 | 1 413 | 392 |
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Other administration costs | 218 | 448 | 646 | 890 | 224 |
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Total other operating costs | 273 | 563 | 850 | 1 186 | 294 |
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Depreciation and write-down | 45 | 94 | 138 | 182 | 42 |
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Other operating costs (incl. losses on sale on real property) | 228 | 469 | 712 | 1 004 | 252 |
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Pre-loss profit | 1 164 | 2 345 | 3 518 | 4 757 | 1 213 |
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Losses on loans and guarantees etc. | 140 | 246 | 414 | 641 | 165 |
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Loss on loans | 149 | 266 | 440 | 726 | 166 |
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Loss on guarantees (incl. credit losses on securities) | -9 | -19 | -26 | -85 | -2 |
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Pre-tax profit | 1 024 | 2 099 | 3 104 | 4 116 | 1 048 |
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Other profit components | .. | .. | .. | .. | .. |
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Taxes on ordinary profit | 254 | 544 | 856 | 930 | 260 |
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| | | | | |
Profit and loss at end of period | 770 | 1 555 | 2 248 | 3 186 | 789 |
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