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Households. Income, expenditure and saving. NOK million
	4th quarter 2014	1st quarter 2015	2nd quarter 2015	3rd quarter 2015	4th quarter 2015	1st quarter 2016
Output, basic values	99 331	97 478	99 955	105 363	103 839	100 674
- Intermediate consumption	44 532	43 643	48 996	45 347	46 138	45 087
= VALUE ADDED, GROSS	54 798	53 834	50 959	60 016	57 701	55 587
- Consumption of fixed capital	21 586	22 100	22 378	22 518	22 608	23 029
- Compensation of employees	5 818	5 761	5 962	6 169	6 072	6 059
- Other taxes on production	919	958	958	958	958	847
+ Other subsidies on production	4 625	4 768	4 768	4 768	4 768	4 525
= OPERATING SURPLUS	31 100	29 784	26 428	35 139	32 831	30 177
+ Compensation of employees	355 883	364 126	366 173	366 092	365 670	371 967
+ Interest income	6 202	5 225	4 926	4 099	3 076	3 113
+ Dividends received, etc.	10 306	8 560	17 119	6 421	10 701	9 261
+ Other investment income	12 261	10 681	13 836	10 515	14 019	10 675
+ Correction for financial intermediation services indirectly measured	15 598	16 012	15 019	15 132	15 568	16 612
- Interest expenses	28 156	26 404	26 339	25 125	23 841	23 684
- Other investment expenses	70	70	70	70	70	70
= BALANCE OF PRIMARY INCOME	403 125	407 914	417 091	412 202	417 953	418 051
+ Pensions and social benefits from public administration	109 513	108 089	114 510	112 261	116 743	111 401
+ Unfunded and privately funded social benefits	14 611	14 564	14 645	14 910	15 417	14 966
+ Other current transfers	7 710	10 118	7 814	8 187	7 898	10 153
- Contribution to social security	78 978	81 308	81 710	81 678	81 905	83 390
- Current taxes on income and wealth	83 519	86 560	86 942	86 880	87 026	88 639
- Unfunded and privately funded social benefits	36 745	34 335	37 111	34 752	38 060	34 399
- Other current transfers	15 618	15 793	16 155	16 074	16 053	15 971
= DISPOSABLE INCOME	320 099	322 690	332 142	328 176	334 968	332 173
+ Social transfers in kind	136 009	138 244	138 971	139 887	141 963	142 514
= ADJUSTED DISPOSABLE INCOME	456 108	460 934	471 112	468 063	476 930	474 687
- Personal consumption	452 017	441 499	454 610	460 497	471 920	460 679
+ Adjustment, household pension funds	22 012	19 648	22 343	19 718	22 519	19 310
= SAVING	26 103	39 083	38 845	27 284	27 530	33 318
+ Capital transfers, net	-387	-105	-93	-41	-56	-53
- Gross capital formation	40 903	41 614	43 445	43 401	45 235	45 799
+ Consumption of fixed capital	21 586	22 100	22 378	22 518	22 608	23 029
= NET LENDING (+) / NET BORROWING (-)	6 398	19 464	17 685	6 361	4 847	10 495
MEMO: Savings ratio	7.6	11.4	11.0	7.8	7.7	9.5
MEMO: Disposable income in 2005-prices	270 580	271 984	276 087	270 877	275 503	269 871
MEMO: Saving in 2005-prices	22 118	32 940	32 200	22 270	22 820	33 850

StatBank source table 11020