
Table
Households and NPISH. Income, expenditure and saving. Seasonally adjusted. NOK million|  | 4th quarter 2014 | 1st quarter 2015 | 2nd quarter 2015 | 3rd quarter 2015 | 4th quarter 2015 | 1st quarter 2016 | 
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| Output, basic values | 116 804 | 119 108 | 120 139 | 121 559 | 122 624 | 124 033 | 
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| - Intermediate consumption | 53 022 | 54 016 | 54 308 | 54 771 | 55 398 | 55 647 | 
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| = VALUE ADDED, GROSS | 63 782 | 65 092 | 65 831 | 66 788 | 67 226 | 68 386 | 
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| - Consumption of fixed capital | 22 932 | 23 235 | 23 532 | 23 769 | 24 016 | 24 222 | 
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| - Compensation of employees | 14 948 | 15 138 | 15 306 | 15 441 | 15 547 | 15 725 | 
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| - Other taxes on production | 937 | 947 | 962 | 964 | 971 | 842 | 
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| + Other subsidies on production | 4 671 | 4 728 | 4 761 | 4 770 | 4 812 | 4 490 | 
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| = OPERATING SURPLUS | 29 636 | 30 500 | 30 793 | 31 384 | 31 504 | 32 086 | 
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| + Compensation of employees | 359 129 | 361 541 | 364 591 | 366 936 | 368 993 | 371 690 | 
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| + Property income | 28 626 | 28 113 | 29 383 | 27 445 | 27 490 | 26 633 | 
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| amount due to dividends | 10 841 | 10 901 | 10 946 | 11 047 | 11 323 | 11 584 | 
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| - Property income paid | 28 325 | 27 034 | 26 520 | 25 158 | 24 047 | 24 029 | 
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| + Financial Intermediation Services Indirectly Measured | 15 729 | 15 637 | 15 472 | 15 447 | 15 722 | 16 129 | 
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| = BALANCE OF PRIMARY INCOME | 404 794 | 408 757 | 413 719 | 416 054 | 419 663 | 422 508 | 
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| + Pensions and benefits from general government | 108 090 | 111 511 | 113 069 | 111 825 | 115 196 | 115 313 | 
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| + Benefits from pension funds | 14 453 | 14 575 | 14 721 | 15 045 | 15 208 | 15 032 | 
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| + Net current transfers to NPISH | 11 832 | 12 101 | 12 158 | 12 365 | 12 545 | 12 431 | 
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| - Current taxes on income, wealth, etc | 163 849 | 166 330 | 168 121 | 169 273 | 170 326 | 170 862 | 
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| - Contributions to pension funds | 35 439 | 35 217 | 36 212 | 36 227 | 36 615 | 36 291 | 
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| - Other current transfers paid, net | 3 917 | 3 689 | 4 060 | 4 008 | 3 931 | 3 747 | 
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| = DISPOSABLE INCOME | 335 965 | 341 709 | 345 274 | 345 781 | 351 740 | 354 384 | 
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| + Adjustment, household pension funds | 20 895 | 20 462 | 21 438 | 20 992 | 21 336 | 21 031 | 
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| - Total consumption by households and NPISHs | 325 101 | 329 573 | 332 284 | 331 760 | 340 104 | 345 666 | 
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| = SAVING | 31 759 | 32 598 | 34 428 | 35 013 | 32 973 | 29 749 | 
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| + Capital transfers, net | -387 | -105 | -93 | -41 | -56 | -53 | 
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| - Investment in non-financial capital | 20 569 | 20 465 | 20 975 | 21 342 | 23 861 | 23 786 | 
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| = NET LENDING | 10 803 | 12 028 | 13 360 | 13 629 | 9 056 | 5 910 | 
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| MEMO: Savings ratio | 8.9 | 9.0 | 9.4 | 9.6 | 8.8 | 7.9 | 
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| MEMO: Savings ratio excluding dividends (per cent) | 6.1 | 6.2 | 6.6 | 6.7 | 6.0 | 5.0 | 
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| MEMO: Disposable income excluding dividends | 325 124 | 330 808 | 334 328 | 334 734 | 340 417 | 342 800 | 
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| MEMO: Disposable income in 2005-prices | 281 438 | 285 223 | 284 402 | 282 865 | 286 620 | 285 241 | 
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| MEMO: Disposable real income in 2005 prices | 272 358 | 276 125 | 275 387 | 273 830 | 277 394 | 275 917 | 
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