Table

Banks and mortgage companies, margins on loans secured on dwellings to households¹
	October 2016	September 2016	Monthly change
¹Banks and mortgage companies in monthly sample.
Interest rate, total new loans secured on dwellings	2.39	2.36	0.03
- NIBOR	1.12	1.17	-0.05
=Loan margins, total new loans secured on dwellings	1.27	1.19	0.08

Interest rate, new repayment loans secured on dwellings	2.40	2.37	0.03
- NIBOR	1.12	1.17	-0.05
=Loan margins, new repayment loan secured on dwellings	1.28	1.20	0.08

Interest rate, new credit lines secured on dwellings	2.29	2.28	0.01
- NIBOR	1.12	1.17	-0.05
=Loan margins, new repayment loan secured on dwellings	1.17	1.11	0.06

Interest rate, total outstanding loans secured on dwellings	2.49	2.50	-0.01
- NIBOR	1.12	1.17	-0.05
=Loan margins, total outstanding loans secured on dwellings	1.37	1.33	0.04

Interest rate, outstanding loans secured on dwellings	2.50	2.51	-0.01
- NIBOR	1.12	1.17	-0.05
=Loan margins, outstanding repayment loans secured on dwellings	1.38	1.34	0.04

Interest rate, outstanding credit lines secured on dwellings	2.46	2.47	-0.01
- NIBOR	1.12	1.17	-0.05
=Loan margins, outstanding credit lines secured on dwellings	1.34	1.30	0.04