Table

Banks and mortgage companies, margins on loans secured on dwellings to households¹
	November 2016	October 2016	Monthly change
¹Banks and mortgage companies in monthly sample.
Interest rate, total new loans secured on dwellings	2.44	2.39	0.05
- NIBOR	1.16	1.12	0.04
=Loan margins, total new loans secured on dwellings	1.28	1.27	0.01

Interest rate, new repayment loans secured on dwellings	2.46	2.40	0.06
- NIBOR	1.16	1.12	0.04
=Loan margins, new repayment loan secured on dwellings	1.30	1.28	0.02

Interest rate, new credit lines secured on dwellings	2.32	2.29	0.03
- NIBOR	1.16	1.12	0.04
=Loan margins, new repayment loan secured on dwellings	1.16	1.17	-0.01

Interest rate, total outstanding loans secured on dwellings	2.50	2.49	0.01
- NIBOR	1.16	1.12	0.04
=Loan margins, total outstanding loans secured on dwellings	1.34	1.37	-0.03

Interest rate, outstanding loans secured on dwellings	2.50	2.50	0.01
- NIBOR	1.16	1.12	0.04
=Loan margins, outstanding repayment loans secured on dwellings	1.34	1.38	-0.04

Interest rate, outstanding credit lines secured on dwellings	2.48	2.46	0.02
- NIBOR	1.16	1.12	0.04
=Loan margins, outstanding credit lines secured on dwellings	1.32	1.34	-0.02