Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 4th quarter 2015 | 1st quarter 2016 | 2nd quarter 2016 | 3rd quarter 2016 | 4th quarter 2016 |
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| Total interest income and similar income | 9 606 | 2 528 | 5 146 | 7 782 | 10 597 |
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| Interest etc. income on loans and demands on customers and credit institutions | 9 603 | 2 527 | 5 145 | 7 780 | 10 595 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 0 | 0 | 0 | 1 | 0 |
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| Other interest income | 2 | 0 | 1 | 1 | 2 |
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| Total interest expenses and similar expenses | 2 400 | 624 | 1 234 | 1 891 | 2 643 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 2 112 | 575 | 1 132 | 1 736 | 2 433 |
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| Interest and similar expenses on issued capital | 80 | 19 | 36 | 58 | 78 |
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| Other interest expenses | 208 | 30 | 66 | 97 | 132 |
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| | | | | | |
| Net interest income | 7 206 | 1 904 | 3 912 | 5 891 | 7 954 |
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| Net commission income | 513 | 101 | 243 | 365 | 453 |
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| Commission income | 2 977 | 705 | 1 552 | 2 440 | 3 155 |
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| Commission costs | 2 465 | 605 | 1 310 | 2 076 | 2 702 |
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| | | | | | |
| Total net changes in value and gain/loss on securities and currency | 47 | 4 | 20 | 25 | 60 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | .. | .. | 0 | 0 | 0 |
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| Net changes in value and gain/loss on shares and other securities with variable return | .. | .. | .. | .. | .. |
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| Net changes in value and gain/loss on currency | 7 | 14 | 16 | 17 | 26 |
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| Net changes in value and gain/loss on other financial assets and liabilities | 40 | -9 | 3 | 8 | 34 |
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| | | | | | |
| Total other operating income | 480 | 114 | 235 | 354 | 530 |
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| Income from shares and other securities with variable return | 2 | .. | 1 | 1 | 1 |
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| Income fromownership interest in associated companies and group companies | 1 | 0 | 1 | 1 | 1 |
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| Other operating income (incl. gain on sale on real property) | 477 | 114 | 234 | 352 | 528 |
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| | | | | | |
| Total administration expenses | 2 303 | 615 | 1 175 | 1 771 | 2 463 |
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| Wages and other personnel expenses | 1 413 | 392 | 722 | 1 107 | 1 489 |
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| Other administration costs | 890 | 222 | 454 | 664 | 974 |
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| Total other operating costs | 1 186 | 295 | 595 | 902 | 1 269 |
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| Depreciation and write-down | 182 | 42 | 95 | 142 | 203 |
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| Other operating costs (incl. losses on sale on real property) | 1 004 | 253 | 500 | 760 | 1 066 |
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| Pre-loss profit | 4 757 | 1 213 | 2 640 | 3 963 | 5 265 |
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| Losses on loans and guarantees etc. | 700 | 159 | 462 | 741 | 868 |
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| Loss on loans | 785 | 161 | 552 | 838 | 1 004 |
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| Loss on guarantees (incl. credit losses on securities) | -85 | -2 | -89 | -97 | -136 |
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| Pre-tax profit | 4 057 | 1 053 | 2 177 | 3 221 | 4 397 |
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| Other profit components | .. | .. | .. | .. | .. |
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| Taxes on ordinary profit | 914 | 265 | 530 | 830 | 1 314 |
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| | | | | | |
| Profit and loss at end of period | 3 144 | 789 | 1 647 | 2 391 | 3 082 |
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