Table
Non-life insurance companies. Profitt and loss account. NOK Million | 2012 | 2013 | 2014 | 2015 | 2016 |
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| Earned premiums, net of reinsurance | 57 514 | 60 142 | 63 465 | 66 338 | 66 413 |
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| Gross premiums written | 68 023 | 72 251 | 74 955 | 79 131 | 78 367 |
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| Reinsurers share of gross premiums written | -9 415 | -10 644 | -10 811 | -12 615 | -11 811 |
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| Gross change in the provisions for unearned premiums | -1 445 | -1 867 | -849 | -187 | 20 |
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| Reinsurers share, gross change in the provision for outstanding claims | 350 | 401 | 170 | 9 | -163 |
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| | | | | | |
| Claims incurred and net change in technical provisions | 40 739 | 44 300 | 45 694 | 47 416 | 45 387 |
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| Gross claim payment | 46 318 | 43 902 | 47 449 | 53 332 | 53 368 |
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| Reinsurers share of gross claim payments | -6 506 | -5 384 | -6 573 | -6 944 | -6 163 |
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| Gross change in the provision for outstanding claims | -851 | 4 120 | 669 | 1 802 | -2 075 |
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| Reinsurers share, gross change in the provision for outstanding claims | 945 | -1 070 | 1 092 | -2 066 | -27 |
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| Bonuses and rebates | 228 | 232 | 84 | 106 | .. |
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| Net change in technical provisions | 605 | 2 499 | 2 973 | 1 186 | 283 |
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| | | | | | |
| Other operating income/ costs | -10 191 | -10 164 | -10 943 | -10 311 | -11 473 |
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| Commisions received | 147 | 220 | 386 | 212 | 207 |
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| Operating income from real property | 96 | 109 | 62 | 56 | 43 |
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| Other operating income | 1 943 | 2 394 | 2 370 | 1 508 | 421 |
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| Personnel costs | 5 346 | 5 400 | 5 828 | 4 501 | 5 607 |
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| Commisions submitted | 2 569 | 2 620 | 2 419 | 3 218 | 2 904 |
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| Operating costs real property | 17 | 18 | 21 | 17 | 14 |
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| Depreciations of non-financial assets | 229 | 292 | 306 | 393 | 440 |
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| Other operating costs | 4 216 | 4 557 | 5 187 | 3 958 | 3 180 |
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| | | | | | |
| Investment income /costs | 4 971 | 4 921 | 6 017 | 4 719 | 3 747 |
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| Interest income | 4 203 | 4 115 | 4 195 | 3 470 | 3 279 |
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| Share dividend etc. | 870 | 895 | 1 913 | 1 371 | 649 |
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| Interst charges | 102 | 90 | 91 | 122 | 181 |
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| | | | | | |
| Gains/losses, value (re-)adjustments on financial assets | 3 466 | 3 818 | 3 995 | 1 960 | 2 381 |
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| Net realized gains/ losses | 1 693 | 259 | 1 908 | 2 330 | 3 341 |
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| Net change in value | 1 772 | 3 558 | 2 088 | -370 | -960 |
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| | | | | | |
| Profitt/loss on ordinary activities | 15 021 | 14 417 | 16 841 | 15 290 | 15 682 |
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| | | | | | |
| Other result components | 701 | 354 | -626 | -355 | -54 |
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| Tax | 3 725 | 2 798 | 2 882 | 3 821 | 3 523 |
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| | | | | | |
| Total Profitt/loss | 11 997 | 11 973 | 13 333 | 11 115 | 12 104 |
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| Specifications | | | | | |
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| Balance on the technical account for non-life insurance | 8 529 | 7 180 | 8 616 | 7 964 | 9 069 |
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