Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 4th quarter 2016 | 1st quarter 2017 | 2nd quarter 2017 | 3rd quarter 2017 | 4th quarter 2017 |
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Total interest income and similar income | 10 526 | 2 627 | 5 480 | 8 049 | 10 901 |
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Interest etc. income on loans and demands on customers and credit institutions | 10 524 | 2 627 | 5 479 | 8 048 | 10 899 |
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Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 0 | 0 | 0 | 0 | 0 |
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Other interest income | 2 | 0 | 1 | 1 | 2 |
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Total interest expenses and similar expenses | 2 615 | 671 | 1 435 | 2 042 | 2 757 |
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Interest and similar expenses on deposits from and debt to customers and credit institutions | 2 404 | 618 | 1 313 | 1 919 | 2 559 |
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Interest and similar expenses on issued capital | 78 | 18 | 54 | 54 | 71 |
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Other interest expenses | 133 | 34 | 68 | 68 | 128 |
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Net interest income | 7 911 | 1 956 | 4 045 | 6 007 | 8 143 |
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Net commission income | 452 | 66 | 179 | 254 | 284 |
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Commission income | 3 155 | 668 | 1 463 | 2 309 | 3 028 |
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Commission costs | 2 703 | 602 | 1 284 | 2 055 | 2 745 |
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Total net changes in value and gain/loss on securities and currency | 60 | 5 | -12 | -31 | -28 |
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Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | 0 | 0 | 0 | 0 | 0 |
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Net changes in value and gain/loss on shares and other securities with variable return | .. | .. | .. | .. | .. |
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Net changes in value and gain/loss on currency | 26 | 2 | -16 | -40 | -44 |
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Net changes in value and gain/loss on other financial assets and liabilities | 34 | 3 | 5 | 9 | 16 |
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Total other operating income | 530 | 125 | 243 | 362 | 522 |
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Income from shares and other securities with variable return | 1 | .. | .. | .. | .. |
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Income fromownership interest in associated companies and group companies | 1 | 0 | 0 | .. | 8 |
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Other operating income (incl. gain on sale on real property) | 528 | 125 | 243 | 362 | 514 |
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Total administration expenses | 2 457 | 643 | 1 214 | 1 792 | 2 502 |
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Wages and other personnel expenses | 1 487 | 422 | 767 | 1 156 | 1 587 |
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Other administration costs | 970 | 221 | 448 | 636 | 916 |
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Total other operating costs | 1 268 | 328 | 651 | 925 | 1 248 |
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Depreciation and write-down | 201 | 49 | 101 | 152 | 206 |
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Other operating costs (incl. losses on sale on real property) | 1 066 | 280 | 550 | 773 | 1 043 |
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Pre-loss profit | 5 228 | 1 181 | 2 590 | 3 876 | 5 171 |
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Losses on loans and guarantees etc. | 825 | 265 | 536 | 808 | 1 013 |
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Loss on loans | 964 | 266 | 534 | 820 | 1 353 |
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Loss on guarantees (incl. credit losses on securities) | -139 | -2 | 2 | -11 | -340 |
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Pre-tax profit | 4 403 | 916 | 2 054 | 3 068 | 4 157 |
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Other profit components | .. | .. | .. | .. | .. |
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Taxes on ordinary profit | 1 333 | 223 | 490 | 726 | 786 |
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Profit and loss at end of period | 3 070 | 693 | 1 564 | 2 342 | 3 372 |
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