Table
Non-life insurance companies. Profitt and loss account. NOK Million | 2013 | 2014 | 2015 | 2016 | 2017 |
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| Earned premiums, net of reinsurance | 60 142 | 63 465 | 66 338 | 65 951 | 65 799 |
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| Gross premiums written | 72 251 | 74 955 | 79 131 | 79 366 | 78 801 |
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| Reinsurers share of gross premiums written | -10 644 | -10 811 | -12 615 | -11 287 | -11 451 |
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| Gross change in the provisions for unearned premiums | -1 867 | -849 | -187 | -2 036 | -1 058 |
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| Reinsurers share, gross change in the provision for outstanding claims | 401 | 170 | 9 | -91 | -494 |
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| | | | | | |
| Claims incurred and net change in technical provisions | 44 300 | 45 694 | 47 416 | 44 825 | 45 815 |
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| Gross claim payment | 43 902 | 47 449 | 53 332 | 53 802 | 54 800 |
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| Reinsurers share of gross claim payments | -5 384 | -6 573 | -6 944 | -6 532 | -7 527 |
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| Gross change in the provision for outstanding claims | 4 120 | 669 | 1 802 | -3 438 | -107 |
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| Reinsurers share, gross change in the provision for outstanding claims | -1 070 | 1 092 | -2 066 | 676 | -1 497 |
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| Bonuses and rebates | 232 | 84 | 106 | .. | .. |
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| Net change in technical provisions | 2 499 | 2 973 | 1 186 | 317 | 146 |
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| | | | | | |
| Other operating income/ costs | -10 164 | -10 943 | -10 311 | -11 524 | -11 796 |
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| Commisions received | 220 | 386 | 212 | 207 | 206 |
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| Operating income from real property | 109 | 62 | 56 | 43 | 56 |
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| Other operating income | 2 394 | 2 370 | 1 508 | 415 | 413 |
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| Personnel costs | 5 400 | 5 828 | 4 501 | 5 697 | 6 496 |
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| Commisions submitted | 2 620 | 2 419 | 3 218 | 2 977 | 2 665 |
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| Operating costs real property | 18 | 21 | 17 | 14 | 14 |
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| Depreciations of non-financial assets | 292 | 306 | 393 | 422 | 561 |
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| Other operating costs | 4 557 | 5 187 | 3 958 | 3 080 | 2 734 |
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| | | | | | |
| Investment income /costs | 4 921 | 6 017 | 4 719 | 3 854 | 3 673 |
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| Interest income | 4 115 | 4 195 | 3 470 | 3 381 | 3 333 |
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| Share dividend etc. | 895 | 1 913 | 1 371 | 650 | 520 |
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| Interst charges | 90 | 91 | 122 | 178 | 181 |
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| | | | | | |
| Gains/losses, value (re-)adjustments on financial assets | 3 818 | 3 995 | 1 960 | 2 571 | 4 019 |
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| Net realized gains/ losses | 259 | 1 908 | 2 330 | 3 300 | 3 533 |
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| Net change in value | 3 558 | 2 088 | -370 | -729 | 486 |
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| | | | | | |
| Profitt/loss on ordinary activities | 14 417 | 16 841 | 15 290 | 16 027 | 15 879 |
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| | | | | | |
| Other result components | 354 | -626 | -355 | -38 | -319 |
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| Tax | 2 798 | 2 882 | 3 821 | 3 559 | 2 921 |
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| | | | | | |
| Total Profitt/loss | 11 973 | 13 333 | 11 115 | 12 430 | 12 638 |
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| | | | | | |
| Specifications | | | | | |
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| Balance on the technical account for non-life insurance | 7 180 | 8 616 | 7 964 | 9 043 | 7 750 |
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