Table
Non-life insurance companies. Profitt and loss account. NOK Million | 2015 | 2016 | 2017 | 2018 | 2019 |
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| Earned premiums, net of reinsurance | 66 338 | 65 951 | 66 470 | 69 085 | 73 986 |
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| Gross premiums written | 79 131 | 79 366 | 79 205 | 82 689 | 88 628 |
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| Reinsurers share of gross premiums written | -12 615 | -11 287 | -11 670 | -12 213 | -11 887 |
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| Gross change in the provisions for unearned premiums | -187 | -2 036 | -1 111 | -1 140 | -2 416 |
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| Reinsurers share, gross change in the provision for outstanding claims | 9 | -91 | 46 | -252 | -339 |
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| | | | | | |
| Claims incurred and net change in technical provisions | 47 416 | 44 825 | 45 465 | 49 783 | 55 563 |
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| Gross claim payment | 53 332 | 53 802 | 54 441 | 58 339 | 63 072 |
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| Reinsurers share of gross claim payments | -6 944 | -6 532 | -7 424 | -7 720 | -7 471 |
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| Gross change in the provision for outstanding claims | 1 802 | -3 438 | 258 | -699 | 145 |
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| Reinsurers share, gross change in the provision for outstanding claims | -2 066 | 676 | -2 045 | -215 | -146 |
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| Bonuses and rebates | 106 | .. | .. | .. | .. |
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| Net change in technical provisions | 1 186 | 317 | 235 | 77 | -37 |
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| | | | | | |
| Other operating income/ costs | -10 311 | -11 524 | -12 431 | -12 845 | -13 559 |
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| Commisions received | 212 | 207 | 204 | 188 | 204 |
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| Operating income from real property | 56 | 43 | 56 | 61 | 61 |
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| Other operating income | 1 508 | 415 | 436 | 428 | 527 |
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| Personnel costs | 4 501 | 5 697 | 6 583 | 6 903 | 7 299 |
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| Commisions submitted | 3 218 | 2 977 | 2 984 | 3 305 | 3 605 |
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| Operating costs real property | 17 | 14 | 14 | 14 | 11 |
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| Depreciations of non-financial assets | 393 | 422 | 565 | 455 | 723 |
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| Other operating costs | 3 958 | 3 080 | 2 981 | 2 845 | 2 715 |
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| | | | | | |
| Investment income /costs | 4 719 | 3 854 | 3 566 | 3 335 | 3 934 |
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| Interest income | 3 470 | 3 381 | 3 232 | 3 018 | 2 999 |
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| Share dividend etc. | 1 371 | 650 | 519 | 485 | 1 148 |
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| Interst charges | 122 | 178 | 186 | 167 | 212 |
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| | | | | | |
| Gains/losses, value (re-)adjustments on financial assets | 1 960 | 2 571 | 3 996 | -1 440 | 8 608 |
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| Net realized gains/ losses | 2 330 | 3 300 | 3 525 | 2 273 | 4 034 |
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| Net change in value | -370 | -729 | 471 | -3 713 | 4 573 |
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| | | | | | |
| Profitt/loss on ordinary activities | 15 290 | 16 027 | 16 135 | 8 353 | 17 407 |
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| | | | | | |
| Other result components | -355 | -38 | -323 | .. | .. |
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| Tax | 3 821 | 3 559 | 3 135 | 2 273 | 2 464 |
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| | | | | | |
| Total Profitt/loss | 11 115 | 12 430 | 12 677 | 6 080 | 14 942 |
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| | | | | | |
| Specifications | | | | | |
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| Balance on the technical account for non-life insurance | 7 964 | 9 175 | 8 904 | 6 490 | 4 631 |
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