Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 4th quarter 2012 | 3rd quarter 2012 | 2nd quarter 2012 | 1st quarter 2012 | 4th quarter 2011 |
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| Total interest income and similar income | 8 895 | 6 624 | 4 377 | 2 084 | 8 105 |
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| Interest etc. income on loans and demands on customers and credit institutions | 8 889 | 6 619 | 4 374 | 2 082 | 8 101 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | .. | .. | .. |
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| Other interest income | 6 | 4 | 3 | 2 | 5 |
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| Total interest expenses and similar expenses | 2 905 | 2 211 | 1 513 | 777 | 2 843 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 2 733 | 2 082 | 1 427 | 733 | 2 699 |
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| Interest and similar expenses on issued capital | 28 | 21 | 13 | 5 | 22 |
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| Other interest expenses | 145 | 107 | 73 | 39 | 122 |
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| Net interest income | 5 990 | 4 413 | 2 864 | 1 307 | 5 262 |
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| Net commission income | 1 287 | 950 | 408 | 267 | 1 206 |
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| Commission income | 2 551 | 1 885 | 1 033 | 566 | 2 408 |
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| Commission costs | 1 264 | 934 | 626 | 298 | 1 202 |
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| Total net changes in value and gain/loss on securities and currency | 22 | 4 | -1 | 1 | 16 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | .. | .. | .. | .. | .. |
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| Net changes in value and gain/loss on shares and other securities with variable return | 0 | 0 | 0 | .. | 0 |
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| Net changes in value and gain/loss on currency | -4 | -3 | -2 | -1 | 16 |
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| Net changes in value and gain/loss on other financial assets and liabilities | 26 | 7 | 2 | 2 | 0 |
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| Total other operating income | 461 | 337 | 236 | 110 | 412 |
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| Income from shares and other securities with variable return | 12 | 5 | 4 | 0 | 1 |
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| Income fromownership interest in associated companies and group companies | 24 | 23 | 23 | .. | .. |
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| Other operating income (incl. gain on sale on real property) | 425 | 309 | 209 | 110 | 411 |
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| Total income | 11 929 | 8 849 | 5 646 | 2 761 | 10 941 |
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| Total administration expenses | 2 123 | 1 529 | 971 | 499 | 1 873 |
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| Wages and other personnel expenses | 1 263 | 916 | 597 | 324 | 1 164 |
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| Other administration costs | 859 | 612 | 374 | 175 | 709 |
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| Total other operating costs | 2 189 | 1 561 | 829 | 399 | 1 886 |
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| Depreciation and write-down | 343 | 231 | 149 | 28 | 143 |
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| Other operating costs (incl. losses on sale on real property) | 1 846 | 1 329 | 680 | 371 | 1 743 |
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| Total costs | 8 481 | 6 234 | 3 938 | 1 974 | 7 804 |
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| Pre-loss profit | 3 448 | 2 614 | 1 708 | 788 | 3 137 |
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| Losses on loans and guarantees etc. | 615 | 449 | 367 | 124 | 517 |
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| Loss on loans | 656 | 481 | 388 | 136 | 533 |
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| Loss on guarantees (incl. credit losses on securities) | -42 | -32 | -21 | -11 | -17 |
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| Pre-tax profit | 2 833 | 2 165 | 1 341 | 663 | 2 620 |
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| Other profit components | 61 | .. | .. | .. | .. |
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| Taxes on ordinary profit | 771 | 542 | 361 | 168 | 691 |
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| | | | | | |
| Profit and loss at end of period | 2 124 | 1 623 | 980 | 496 | 1 929 |
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