Table

Fixed interest loans to employees, share of total loans in per cent
	4th quarter 2012	3rd quarter 2012	2nd quarter 2012	1st quarter 2012	4th quarter 2011
Total
No fixed interest rate	89.3	89.9	90.2	90.3	91.4
Loans with a fixed interest rate	10.7	10.1	9.8	9.7	8.6
Up to 1 month	0.2	0.3	0.4	0.4	0.4
From 1-3 months	0.1	0.1	0.2	0.2	0.8
From 3 months to 1 year	0.4	0.4	0.3	0.4	0.6
From 1 to 5 years	8.2	7.5	7.3	7.0	5.4
Over 5 years	1.8	1.9	1.5	1.7	1.3

Banks
No fixed interest rate	89.9	90.5	91.1	91.4	92.7
Loans with a fixed interest rate	10.1	9.5	8.9	8.6	7.3
Up to 1 month	0.5	0.5	0.5	0.6	0.6
From 1-3 months	0.2	0.2	0.2	0.2	0.8
From 3 months to 1 year	0.3	0.4	0.3	0.3	0.5
From 1 to 5 years	7.8	6.7	6.7	5.8	4.3
Over 5 years	1.4	1.8	1.2	1.6	1.2

Mortgage companies
No fixed interest rate	91.9	92.7	92.8	92.9	94.0
Loans with a fixed interest rate	8.1	7.3	7.2	7.1	6.0
Up to 1 month	0.0	0.0	0.1	0.0	0.0
From 1-3 months	0.0	0.0	0.1	0.0	0.7
From 3 months to 1 year	0.4	0.3	0.2	0.3	0.4
From 1 to 5 years	6.1	5.5	5.4	5.3	3.7
Over 5 years	1.6	1.5	1.5	1.4	1.2

State lending institutions
No fixed interest rate	67.6	66.8	68.2	66.2	66.9
Loans with a fixed interest rate	32.4	33.2	31.8	33.8	33.1
Up to 1 month	0.1	0.3	1.4	1.9	1.8
From 1-3 months	0.3	0.3	0.5	1.6	2.1
From 3 months to 1 year	1.7	1.6	1.7	1.5	3.0
From 1 to 5 years	25.1	25.8	24.3	25.0	22.7
Over 5 years	5.1	5.1	3.9	3.9	3.5