Finance and mortgage companies. Key indicators. Million kroner

Financial institutions. 4. quarter 2007
6	Finance and mortgage companies. Key indicators. Million kroner

	31.12.2006	31.03.2007*	30.06.2007*	30.09.2007*	31.12.2007*



Developement of volume
Total assets	586 174	618 189	659 300	685 041	759 685

Capital assets
Investments in subsidiaries	1 080	1 048	1 039	1 044	1 500
Shares and primary capital certificates	117	44	44	44	166
Shares in securities fund	.	.	.	.	.
Bonds	285	204	200	185	183

Short-term investments
Shares and primary capital securities	5	120	145	138	136
Shares in securities fund	371	373	377	383	384
Bonds and certificates	101 844	103 683	107 590	103 352	117 094

Loans utilizied	464 513	492 800	525 847	545 383	608 244
Spesifications:
Loans utilizied to the public	372 463	385 373	404 448	418 141	470 947
Loans with mortgage on dwelling to the public	43 721	61 720	72 864	72 678	96 065
Loans utilizied in foreign currency	50 755	55 507	58 059	56 257	59 533
Specified provisions on loans	-1 078	-1 138	-1 597	-1 642	-1 721

Unspecified provisions on loans	-365	-347	-333	-325	-282

Deposits from the public	43	.	.	.	.

Loans: Bonds and certificates	339 070	325 284	341 911	366 941	429 452

Technical provisions in insurance	.	.	.	.	.

Equity	24 361	23 218	24 451	24 505	25 708
Share- and primary certificate capital	10 057	10 402	10 596	10 750	11 300

Profit and loss account
Net financial income¹	6 578	1 469	2 970	4 638	6 457
Net gains on investments²	252	21	53	-243	-406
Premium income	.	.	.	.	.
Claims incurred	.	.	.	.	.
Net change in technical provisions	.	.	.	.	.
Net losses on loans and guaranties	337	57	127	190	355
Personnel costs	2 019	479	965	1 490	2 046
Proft/loss before tax	3 757	823	1 657	2 274	2 948

Other key indicators
Number of enterprises	62	64	63	64	65
Claims on foreign debotors	115 406	123 389	134 555	137 362	156 303
Of which: International reserves	..	..	..	..	..
Debts to foreign creditors	338 649	347 621	367 704	386 647	429 710
Guaranties	416	511	541	512	445

Per cent
Utilizied loan to the public in percent of totale sharecapital	63.5	62.3	61.3	61.0	62.0
Foreign own share capital i percent of total sharecapital	18.9	18.9	18.5	17.8	17.0
Net financial income in per cent of total assets	1.1	0.2	0.5	0.7	0.8
Profit/loss before tax i per cent of total assets	0.6	0.1	0.3	0.3	0.4

¹From 1996: "Share dividend" are separeted from "Other interest income".
²From 1996: "Profit from sale of capital assets" are placed with "other operating income" and "loss from sale of capital assets" are placed with "other operating costs".