Banks. Key indicators. Million kroner

Financial institutions. 2. quarter 2008
4	Banks. Key indicators. Million kroner

	30.06.2007	30. 09.2007*	31. 12.2007*	31. 03.2008*	30. 06.2008*



Developement of volume
Total assets	2 955 472	2 974 662	3 120 776	3 196 871	3 339 673

Capital assets
Investments in subsidiaries	20 910	21 000	23 861	27 216	28 906
Shares and primary capital certificates	4 356	4 198	4 583	4 811	5 068
Shares in securities fund	61	61	99	113	128
Bonds	3 197	3 536	3 297	3 176	3 156

Short-term investments
Shares and primary capital securities	17 342	10 429	13 133	15 598	15 985
Shares in securities fund	1 895	2 957	3 480	3 503	4 279
Bonds and certificates	215 744	213 368	213 755	210 131	231 724

Loans utilizied	2 249 402	2 305 592	2 396 891	2 434 617	2 498 683
Spesifications:
Loans utilizied to the public	1 970 817	2 024 322	2 077 265	2 125 752	2 169 004
Loans with mortgage on dwelling to the public	1 009 964	1 022 237	1 005 563	998 439	976 674
Loans utilizied in foreign currency	219 219	213 277	242 777	248 997	268 091
Specified provisions on loans	-5 513	-4 978	-4 807	-4 698	-5 623

Unspecified provisions on loans	-3 275	-3 291	-3 035	-3 001	-3 039

Deposits from the public	1 206 536	1 202 899	1 252 484	1 232 016	1 277 692

Loans: Bonds and certificates	615 359	610 443	667 838	697 779	717 189

Technical provisions in insurance	.	.	.	.	.

Equity	140 796	140 931	145 818	158 226	159 222
Share- and primary certificate capital	32 818	32 860	34 334	34 962	35 505

Profit and loss account
Net financial income¹	20 372	31 551	42 707	12 250	24 433
Net gains on investments²	3 079	3 268	4 413	-1 635	667
Premium income	.	.	.	.	.
Claims incurred	.	.	.	.	.
Net change in technical provisions	.	.	.	.	.
Net losses on loans and guaranties	98	106	91	356	798
Personnel costs	8 606	13 123	17 886	4 703	9 402
Proft/loss before tax	14 480	21 864	31 020	4 844	13 672

Other key indicators
Number of enterprises	148	148	152	149	149
Claims on foreign debotors	474 457	450 287	477 058	496 224	595 105
Of which: International reserves	..	..	..	..	..
Debts to foreign creditors	1 008 675	1 008 948	1 047 376	1 114 322	1 209 158
Guaranties	158 725	153 835	92 933	89 992	92 112

Per cent
Utilizied loan to the public in percent of totale sharecapital	66.7	68.1	66.6	66.5	64.9
Foreign own share capital i percent of total sharecapital	18.6	19.4	18.7	18.4	18.5
Net financial income in per cent of total assets	0.7	1.1	1.4	0.4	0.7
Profit/loss before tax i per cent of total assets	0.5	0.7	1.0	0.2	0.4

¹From 1996: "Share dividend" are separeted from "Other interest income".
²From 1996: "Profit from sale of capital assets" are placed with "other operating income" and "loss from sale of capital assets" are placed with "other operating costs".