Finance and mortgage companies. Key indicators. Million kroner

Financial institutions. 2. quarter 2008
6	Finance and mortgage companies. Key indicators. Million kroner

	30.06.2007	30.09.2007*	31.12.2007*	31.03.2008*	30.06.2008*



Developement of volume
Total assets	659 318	685 041	761 127	790 403	854 914

Capital assets
Investments in subsidiaries	1 039	1 044	1 500	582	592
Shares and primary capital certificates	44	44	166	161	189
Shares in securities fund	.	.	.	.	.
Bonds	200	185	183	.	.

Short-term investments
Shares and primary capital securities	145	138	136	5	575
Shares in securities fund	377	383	372	241	243
Bonds and certificates	107 590	103 352	117 099	110 435	130 719

Loans utilizied	525 847	545 383	608 280	635 487	672 417
Spesifications:
Loans utilizied to the public	406 586	423 499	477 310	502 555	544 815
Loans with mortgage on dwelling to the public	72 864	72 678	96 065	106 167	127 519
Loans utilizied in foreign currency	58 059	56 257	59 533	59 487	56 535
Specified provisions on loans	-1 597	-1 642	-1 721	-2 002	-3 173

Unspecified provisions on loans	-333	-325	-282	-289	-306

Deposits from the public	.	.	.	.	.

Loans: Bonds and certificates	341 911	366 941	429 452	452 246	506 498

Technical provisions in insurance	.	.	.	.	.

Equity	24 451	24 505	26 297	29 552	30 877
Share- and primary certificate capital	10 596	10 750	11 301	12 751	13 326

Profit and loss account
Net financial income¹	2 970	4 638	6 470	1 886	4 000
Net gains on investments²	53	-243	-420	-228	45
Premium income	.	.	.	.	.
Claims incurred	.	.	.	.	.
Net change in technical provisions	.	.	.	.	.
Net losses on loans and guaranties	127	190	351	119	287
Personnel costs	965	1 490	2 043	570	1 166
Proft/loss before tax	1 657	2 274	2 934	663	1 938

Other key indicators
Number of enterprises	63	64	65	63	63
Claims on foreign debotors	132 395	131 981	150 017	150 258	178 614
Of which: International reserves	..	..	..	..	..
Debts to foreign creditors	367 704	386 647	442 906	480 916	536 508
Guaranties	541	512	445	407	663

Per cent
Utilizied loan to the public in percent of totale sharecapital	61.7	61.8	62.7	63.6	63.7
Foreign own share capital i percent of total sharecapital	18.5	17.8	17.0	15.4	14.8
Net financial income in per cent of total assets	0.5	0.7	0.9	0.2	0.5
Profit/loss before tax i per cent of total assets	0.3	0.3	0.4	0.1	0.2

¹From 1996: "Share dividend" are separeted from "Other interest income".
²From 1996: "Profit from sale of capital assets" are placed with "other operating income" and "loss from sale of capital assets" are placed with "other operating costs".