Banks. Key indicators. Million kroner

Financial institutions. 3. quarter 2008
4	Banks. Key indicators. Million kroner

	30.09.2007	31. 12.2007*	31. 03.2008*	30. 06.2008*	30. 09.2008*



Developement of volume
Total assets	2 974 662	3 120 776	3 196 871	3 339 682	3 435 627

Capital assets
Investments in subsidiaries	21 000	23 861	27 216	28 907	29 153
Shares and primary capital certificates	4 198	4 583	4 811	5 068	5 480
Shares in securities fund	61	99	113	128	177
Bonds	3 536	3 297	3 176	3 156	93 722

Short-term investments
Shares and primary capital securities	10 429	13 133	15 598	15 984	16 061
Shares in securities fund	2 957	3 480	3 503	4 279	3 869
Bonds and certificates	213 368	213 765	210 131	231 725	150 570

Loans utilizied	2 305 592	2 396 891	2 434 617	2 498 683	2 546 848
Spesifications:
Loans utilizied to the public	2 024 322	2 077 265	2 125 752	2 169 002	2 150 157
Loans with mortgage on dwelling to the public	1 022 237	1 005 563	998 439	978 860	914 585
Loans utilizied in foreign currency	213 277	242 777	248 997	268 091	303 081
Specified provisions on loans	-4 978	-4 807	-4 698	-5 623	-5 903

Unspecified provisions on loans	-3 291	-3 035	-3 001	-3 037	-3 248

Deposits from the public	1 202 899	1 252 484	1 232 016	1 277 692	1 268 336

Loans: Bonds and certificates	610 443	667 838	697 779	717 146	732 806

Technical provisions in insurance	.	.	.	.	.

Equity	140 931	145 818	158 100	159 222	159 381
Share- and primary certificate capital	32 860	34 334	35 032	35 505	35 781

Profit and loss account
Net financial income¹	31 551	42 707	12 250	24 457	37 479
Net gains on investments²	3 268	4 413	-1 635	668	893
Premium income	.	.	.	.	.
Claims incurred	.	.	.	.	.
Net change in technical provisions	.	.	.	.	.
Net losses on loans and guaranties	106	91	356	796	1 777
Personnel costs	13 123	17 886	4 703	9 404	14 350
Proft/loss before tax	21 864	31 020	4 844	13 698	20 241

Other key indicators
Number of enterprises	148	152	149	149	149
Claims on foreign debotors	450 287	477 058	496 224	595 061	631 517
Of which: International reserves	..	..	..	..	..
Debts to foreign creditors	1 008 948	1 047 376	1 114 322	1 208 095	1 290 101
Guaranties	153 835	92 933	89 992	92 112	99 356

Per cent
Utilizied loan to the public in percent of totale sharecapital	68.1	66.6	66.5	64.9	62.6
Foreign own share capital i percent of total sharecapital	19.4	18.7	18.3	18.5	18.1
Net financial income in per cent of total assets	1.1	1.4	0.4	0.7	1.1
Profit/loss before tax i per cent of total assets	0.7	1.0	0.2	0.4	0.6

¹From 1996: "Share dividend" are separeted from "Other interest income".
²From 1996: "Profit from sale of capital assets" are placed with "other operating income" and "loss from sale of capital assets" are placed with "other operating costs".