Finance and mortgage companies. Key indicators. Million kroner

Financial institutions. 3. quarter 2008
6	Finance and mortgage companies. Key indicators. Million kroner

	30.09.2007	31.12.2007*	31.03.2008*	30.06.2008*	30.09.2008*



Developement of volume
Total assets	685 041	761 127	790 403	855 375	989 916

Capital assets
Investments in subsidiaries	1 044	1 500	582	592	592
Shares and primary capital certificates	44	166	161	189	148
Shares in securities fund	.	.	.	.	.
Bonds	185	183	.	.	.

Short-term investments
Shares and primary capital securities	138	136	5	575	960
Shares in securities fund	383	372	241	243	244
Bonds and certificates	103 352	117 099	110 435	130 719	143 746

Loans utilizied	545 383	608 280	635 487	674 336	769 269
Spesifications:
Loans utilizied to the public	423 499	477 310	502 555	544 815	634 845
Loans with mortgage on dwelling to the public	72 678	96 065	106 167	127 519	190 643
Loans utilizied in foreign currency	56 257	59 533	59 487	56 535	65 111
Specified provisions on loans	-1 642	-1 721	-2 002	-3 173	-3 044

Unspecified provisions on loans	-325	-282	-289	-306	-330

Deposits from the public	.	.	.	.	.

Loans: Bonds and certificates	366 941	429 452	452 246	506 498	566 757

Technical provisions in insurance	.	.	.	.	.

Equity	24 505	26 297	29 552	30 877	31 830
Share- and primary certificate capital	10 750	11 301	12 751	13 326	13 873

Profit and loss account
Net financial income¹	4 638	6 470	1 886	4 002	6 347
Net gains on investments²	-243	-420	-228	45	-171
Premium income	.	.	.	.	.
Claims incurred	.	.	.	.	.
Net change in technical provisions	.	.	.	.	.
Net losses on loans and guaranties	190	351	119	287	477
Personnel costs	1 490	2 043	570	1 166	1 798
Proft/loss before tax	2 274	2 934	663	1 939	3 002

Other key indicators
Number of enterprises	64	65	63	63	63
Claims on foreign debotors	131 981	150 017	150 258	178 304	208 772
Of which: International reserves	..	..	..	..	..
Debts to foreign creditors	386 647	443 106	481 116	536 851	605 656
Guaranties	512	445	407	663	683

Per cent
Utilizied loan to the public in percent of totale sharecapital	61.8	62.7	63.6	63.7	64.1
Foreign own share capital i percent of total sharecapital	17.8	17.0	15.4	14.8	14.2
Net financial income in per cent of total assets	0.7	0.9	0.2	0.5	0.6
Profit/loss before tax i per cent of total assets	0.3	0.4	0.1	0.2	0.3

¹From 1996: "Share dividend" are separeted from "Other interest income".
²From 1996: "Profit from sale of capital assets" are placed with "other operating income" and "loss from sale of capital assets" are placed with "other operating costs".