Finance and mortgage companies. Key indicators. Million kroner

Financial institutions. 4. quarter 2008
6	Finance and mortgage companies. Key indicators. Million kroner

	31.12.2007	31.03.2008*	30.06.2008*	30.09.2008*	31.12.2008*



Developement of volume
Total assets	761 127	790 403	855 375	989 916	1 149 890

Capital assets
Investments in subsidiaries	1 500	582	592	592	578
Shares and primary capital certificates	166	161	189	148	144
Shares in securities fund	.	.	.	.	.
Bonds	183	.	.	.	473

Short-term investments
Shares and primary capital securities	136	5	575	960	42
Shares in securities fund	372	241	243	244	248
Bonds and certificates	117 099	110 435	130 719	143 746	183 653

Loans utilizied	608 280	635 487	674 336	769 269	841 642
Spesifications:
Loans utilizied to the public	477 310	502 554	544 815	634 845	697 653
Loans with mortgage on dwelling to the public	96 065	106 167	127 519	190 643	219 249
Loans utilizied in foreign currency	59 533	59 487	56 535	65 111	78 786
Specified provisions on loans	-1 721	-2 002	-3 173	-3 044	-2 177

Unspecified provisions on loans	-282	-289	-306	-330	-449

Deposits from the public	.	.	.	.	.

Loans: Bonds and certificates	429 452	452 246	506 498	566 757	698 344

Technical provisions in insurance	.	.	.	.	.

Equity	26 297	29 552	30 877	31 830	33 916
Share- and primary certificate capital	11 301	12 751	13 326	13 873	14 766

Profit and loss account
Net financial income¹	6 470	1 886	4 002	6 343	9 901
Net gains on investments²	-420	-228	45	-171	5 046
Premium income	.	.	.	.	.
Claims incurred	.	.	.	.	.
Net change in technical provisions	.	.	.	.	.
Net losses on loans and guaranties	351	119	287	477	1 395
Personnel costs	2 043	570	1 166	1 798	2 488
Proft/loss before tax	2 934	663	1 939	3 002	9 797

Other key indicators
Number of enterprises	65	63	63	63	63
Claims on foreign debotors	150 017	150 234	178 304	208 772	279 459
Of which: International reserves	..	..	..	..	..
Debts to foreign creditors	443 106	481 116	536 851	605 656	715 499
Guaranties	445	407	663	683	751

Per cent
Utilizied loan to the public in percent of totale sharecapital	62.7	63.6	63.7	64.1	60.7
Foreign own share capital i percent of total sharecapital	17.0	15.4	14.8	14.2	13.3
Net financial income in per cent of total assets	0.9	0.2	0.5	0.6	0.9
Profit/loss before tax i per cent of total assets	0.4	0.1	0.2	0.3	0.9

¹From 1996: "Share dividend" are separeted from "Other interest income".
²From 1996: "Profit from sale of capital assets" are placed with "other operating income" and "loss from sale of capital assets" are placed with "other operating costs".