Non-life insurance companies. Key indicators. Million kroner

Financial institutions. 4. quarter 2008
8	Non-life insurance companies. Key indicators. Million kroner ¹

	31.12.2007	31. 03.2008*	30. 06.2008*	30. 09.2008*	31. 12.2008*



Developement of volume
Total assets	166 822	171 517	171 677	172 428	171 858

Capital assets
Investments in subsidiaries	10 233	.	.	.	.
Shares and primary capital certificates	3 104	.	.	.	.
Shares in securities fund	.	.	.	.	.
Bonds	11 388	.	.	.	.

Short-term investments
Shares and primary capital securities	10 984	209	223	170	25
Shares in securities fund	16 688	14 943	14 798	14 257	13 912
Bonds and certificates	42 712	59 501	56 603	61 149	65 326

Loans utilizied	998	1 168	846	2 740	862
Spesifications:
Loans utilizied to the public	925	828	844	840	859
Loans with mortgage on dwelling to the public	350	.	.	.	.
Loans utilizied in foreign currency	.	236	.	1 898	.
Specified provisions on loans	-10	.	.	.	.

Unspecified provisions on loans	0	.	.	.	.

Deposits from the public	.	.	.	.	.

Loans: Bonds and certificates	.	.	.	.	.

Technical provisions in insurance	123 979	117 928	120 236	118 509	118 993

Equity	28 804	38 799	39 023	40 135	38 831
Share- and primary certificate capital	2 138	6 165	6 231	6 928	7 387

Profit and loss account
Net financial income²	3 970	1 087	2 600	4 562	5 477
Net gains on investments³	1 382	.	.	.	.
Premium income	44 666	12 039	24 860	35 776	47 860
Claims incurred	32 035	8 364	16 669	24 712	34 077
Net change in technical provisions	4 030	.	.	.	.
Net losses on loans and guaranties	.	.	.	.	.
Personnel costs	4 908	1 178	2 365	3 538	4 918
Proft/loss before tax	4 020	-586	884	1 754	905

Other key indicators
Number of enterprises	96	97	100	102	101
Claims on foreign debotors	71 733	69 805	70 321	75 477	73 509
Of which: International reserves	..	..	..	..	..
Debts to foreign creditors	18 922	18 475	19 758	21 153	19 667
Guaranties	4 997	2 328	2 982	3 212	2 951

Per cent
Utilizied loan to the public in percent of totale sharecapital	0.6	0.5	0.5	0.5	0.5
Foreign own share capital i percent of total sharecapital	32.5	11.3	10.8	8.6	7.4
Net financial income in per cent of total assets	2.4	0.6	1.5	2.6	3.2
Profit/loss before tax i per cent of total assets	2.4	-0.3	0.5	1.0	0.5

¹Major change in acconting from 2008, all numbers are not comparable
²From 1996: "Share dividend" are separeted from "Other interest income".
³From 1996: "Profit from sale of capital assets" are placed with "other operating income" and "loss from sale of capital assets" are placed with "other operating costs".