Banks. Key indicators. Million kroner

Financial institutions. 1. quarter 2009
4	Banks. Key indicators. Million kroner

	31.03.2008	30. 06.2008*	30. 09.2008*	31. 12.2008*	31. 03.2009*



Developement of volume
Total assets	3 196 871	3 339 682	3 435 609	3 818 326	3 733 079

Capital assets
Investments in subsidiaries	27 216	28 907	29 153	34 410	35 460
Shares and primary capital certificates	4 811	5 068	5 480	4 801	4 743
Shares in securities fund	113	128	177	184	194
Bonds	3 176	3 156	93 722	111 094	108 792

Short-term investments
Shares and primary capital securities	15 598	15 984	16 061	12 880	12 922
Shares in securities fund	3 503	4 279	3 869	5 203	6 028
Bonds and certificates	210 131	231 725	150 570	222 760	310 383

Loans utilizied	2 434 617	2 498 683	2 546 848	2 592 948	2 512 299
Spesifications:
Loans utilizied to the public	2 125 752	2 169 002	2 150 157	2 168 229	2 123 665
Loans with mortgage on dwelling to the public	998 439	978 860	914 585	882 201	856 146
Loans utilizied in foreign currency	248 997	268 091	303 081	404 308	359 424
Specified provisions on loans	-4 698	-5 623	-5 903	-5 405	-6 675

Unspecified provisions on loans	-3 001	-3 037	-3 248	-5 193	-6 151

Deposits from the public	1 232 016	1 277 692	1 268 336	1 313 265	1 311 054

Loans: Bonds and certificates	697 779	717 146	732 806	830 808	741 322

Technical provisions in insurance	.	.	.	.	.

Equity	158 100	159 222	159 283	160 146	171 051
Share- and primary certificate capital	35 032	35 505	35 781	35 706	36 955

Profit and loss account
Net financial income¹	12 250	24 432	37 474	51 816	12 611
Net gains on investments²	-1 635	668	890	18	3 318
Premium income	.	.	.	.	.
Claims incurred	.	.	.	.	.
Net change in technical provisions	.	.	.	.	.
Net losses on loans and guaranties	356	796	1 778	6 479	2 985
Personnel costs	4 703	9 404	14 345	19 362	5 199
Proft/loss before tax	4 844	13 673	20 234	22 275	6 538

Other key indicators
Number of enterprises	149	149	149	151	151
Claims on foreign debotors	496 224	595 061	631 517	841 334	750 900
Of which: International reserves	..	..	..	..	..
Debts to foreign creditors	1 114 322	1 208 095	1 290 101	1 545 463	1 417 584
Guaranties	89 992	92 112	99 356	113 329	110 136

Per cent
Utilizied loan to the public in percent of totale sharecapital	66.5	64.9	62.6	56.8	56.9
Foreign own share capital i percent of total sharecapital	18.3	18.5	18.1	16.9	18.2
Net financial income in per cent of total assets	0.4	0.7	1.1	1.4	0.3
Profit/loss before tax i per cent of total assets	0.2	0.4	0.6	0.6	0.2

¹From 1996: "Share dividend" are separeted from "Other interest income".
²From 1996: "Profit from sale of capital assets" are placed with "other operating income" and "loss from sale of capital assets" are placed with "other operating costs".