Banks. Key indicators. Million kroner

Financial institutions. 2. quarter 2009
4	Banks. Key indicators. Million kroner

	30.06.2008	30. 09.2008*	31. 12.2008*	31. 03.2009*	30. 06.2009*



Developement of volume
Total assets	3 339 682	3 435 609	3 818 326	3 733 069	3 760 985

Capital assets
Investments in subsidiaries	28 907	29 153	34 410	35 460	38 770
Shares and primary capital certificates	5 068	5 480	4 801	4 743	5 006
Shares in securities fund	128	177	184	194	599
Bonds	3 156	93 722	111 094	108 792	125 868

Short-term investments
Shares and primary capital securities	15 984	16 061	12 880	12 922	13 199
Shares in securities fund	4 279	3 869	5 644	6 601	7 146
Bonds and certificates	231 725	150 570	222 760	310 383	383 010

Loans utilizied	2 498 683	2 546 848	2 596 570	2 512 278	2 489 395
Spesifications:
Loans utilizied to the public	2 169 002	2 150 157	2 168 229	2 123 644	2 080 469
Loans with mortgage on dwelling to the public	978 860	914 585	882 201	856 146	826 855
Loans utilizied in foreign currency	268 091	303 081	404 308	359 424	350 061
Specified provisions on loans	-5 623	-5 903	-5 405	-6 675	-7 987

Unspecified provisions on loans	-3 037	-3 248	-5 193	-6 151	-6 593

Deposits from the public	1 277 692	1 268 336	1 313 266	1 311 054	1 365 123

Loans: Bonds and certificates	717 146	732 806	830 808	741 322	727 135

Technical provisions in insurance	.	.	.	.	.

Equity	159 222	159 283	160 146	171 050	171 275
Share- and primary certificate capital	35 505	35 781	35 706	36 955	37 252

Profit and loss account
Net financial income¹	24 391	37 464	51 816	12 640	27 026
Net gains on investments²	709	899	18	3 317	6 221
Premium income	.	.	.	.	.
Claims incurred	.	.	.	.	.
Net change in technical provisions	.	.	.	.	.
Net losses on loans and guaranties	796	1 778	6 479	2 985	4 725
Personnel costs	9 404	14 345	19 362	5 199	10 111
Proft/loss before tax	13 673	20 234	22 275	6 538	15 632

Other key indicators
Number of enterprises	149	149	151	151	151
Claims on foreign debotors	595 061	631 517	841 334	750 799	710 279
Of which: International reserves	..	..	..	..	..
Debts to foreign creditors	1 208 095	1 290 101	1 545 463	1 417 584	1 353 235
Guaranties	92 112	99 356	113 329	110 136	107 871

Per cent
Utilizied loan to the public in percent of totale sharecapital	64.9	62.6	56.8	56.9	55.3
Foreign own share capital i percent of total sharecapital	18.5	18.1	16.9	18.2	18.2
Net financial income in per cent of total assets	0.7	1.1	1.4	0.3	0.7
Profit/loss before tax i per cent of total assets	0.4	0.6	0.6	0.2	0.4

¹From 1996: "Share dividend" are separeted from "Other interest income".
²From 1996: "Profit from sale of capital assets" are placed with "other operating income" and "loss from sale of capital assets" are placed with "other operating costs".