Banks. Key indicators. Million kroner

Financial institutions. 3. quarter 2009

4 Banks. Key indicators. Million kroner
	30.09.2008	31. 12.2008*	31. 03.2009*	30. 06.2009*	30. 09.2009*



Developement of volume
Total assets	3 435 609	3 818 326	3 733 069	3 760 985	3 707 693

Capital assets
Investments in subsidiaries	29 153	34 413	35 463	38 773	48 928
Shares and primary capital certificates	5 480	4 797	4 740	5 002	5 305
Shares in securities fund	177	184	194	599	710
Bonds	93 722	111 094	108 792	125 868	130 390

Short-term investments
Shares and primary capital securities	16 061	12 880	12 922	13 199	14 962
Shares in securities fund	3 869	5 203	6 028	6 609	7 840
Bonds and certificates	150 570	222 760	310 383	383 010	521 860

Loans utilizied	2 546 848	2 596 570	2 512 278	2 489 398	2 398 370
Spesifications:
Loans utilizied to the public	2 150 157	2 168 229	2 123 644	2 080 471	2 016 581
Loans with mortgage on dwelling to the public	914 585	882 201	856 146	826 855	797 104
Loans utilizied in foreign currency	303 081	404 308	359 424	350 061	308 426
Specified provisions on loans	-5 903	-5 405	-6 675	-7 984	-9 354

Unspecified provisions on loans	-3 248	-5 193	-6 151	-6 596	-7 286

Deposits from the public	1 268 336	1 313 795	1 311 054	1 365 123	1 324 284

Loans: Bonds and certificates	732 806	830 808	741 322	727 135	684 095

Technical provisions in insurance	.	.	.	.	.

Equity	159 283	160 146	171 050	171 280	172 345
Share- and primary certificate capital	35 781	35 706	36 955	37 252	38 003

Profit and loss account
Net financial income¹	37 464	51 816	12 640	27 028	39 983
Net gains on investments²	899	18	3 317	6 230	9 872
Premium income	.	.	.	.	.
Claims incurred	.	.	.	.	.
Net change in technical provisions	.	.	.	.	.
Net losses on loans and guaranties	1 778	6 479	2 985	4 738	7 444
Personnel costs	14 345	19 362	5 199	10 111	15 159
Proft/loss before tax	20 234	22 275	6 538	15 630	23 468

Other key indicators
Number of enterprises	149	151	151	151	151
Claims on foreign debotors	631 517	841 334	750 799	710 279	659 342
Of which: International reserves	..	..	..	..	..
Debts to foreign creditors	1 290 101	1 545 463	1 417 584	1 353 235	1 328 286
Guaranties	99 356	113 329	110 136	107 886	100 982

Per cent
Utilizied loan to the public in percent of totale sharecapital	62.6	56.8	56.9	55.3	54.4
Foreign own share capital i percent of total sharecapital	18.1	16.9	18.2	18.2	17.9
Net financial income in per cent of total assets	1.1	1.4	0.3	0.7	1.1
Profit/loss before tax i per cent of total assets	0.6	0.6	0.2	0.4	0.6

¹From 1996: "Share dividend" are separeted from "Other interest income".
²From 1996: "Profit from sale of capital assets" are placed with "other operating income" and "loss from sale of capital assets" are placed with "other operating costs".