| |
|
| Earned premiums, net of reinsurance | 23 627 | 25 961 | 29 612 | 32 739 | 36 432 | 37 994 |
| Gross premiums written | 29 612 | 33 225 | 38 196 | 42 596 | 45 752 | 47 760 |
| - Reinsurers share of gross premiums written | -5 140 | -6 112 | -7 232 | -8 752 | -8 127 | -8 892 |
| Gross change in the provisions for unearned premiums | -850 | 1 431 | -498 | -1 259 | -1 165 | -744 |
| - Reinsurers share of the gross change in the provision for outstanding claims | 5 | -2 583 | -854 | 153 | -28 | -130 |
| |
|
| Claims incurred, net of reinsurance | 21 293 | 23 211 | 26 137 | 25 620 | 27 278 | 25 622 |
| Gross claim payment | 26 204 | 27 781 | 30 649 | 28 712 | 30 314 | 27 734 |
| Reinsurers share of gross claim payments | -5 366 | -5 849 | -6 700 | -6 115 | -6 151 | -5 266 |
| Gross change in the provision for outstanding claims | 1 765 | 1 495 | 3 376 | 1 301 | -328 | 1 362 |
| Reinsurers share of the gross change in the provision for outstanding claims | -1 310 | -215 | -1 188 | 1 722 | 3 443 | 1 792 |
| |
|
| Bonuses and rebates | 182 | 333 | 45 | 48 | 10 | 29 |
| |
|
| Net change in technical provisions | 763 | -279 | 578 | 980 | 2 070 | 4 839 |
| |
|
| Other operating income (+)/expenses (-) | -6 902 | -7 098 | -7 387 | -8 122 | -9 008 | -8 655 |
| Personnel costs | 3 978 | 3 755 | 3 629 | 3 848 | 3 932 | 4 191 |
| Commisions received (+)/submitted (-) | -451 | -356 | -811 | -911 | -1 370 | -1 101 |
| Operating income (+)/costs (-) from real property | 203 | 192 | 269 | 368 | 297 | 242 |
| Depreciations of non-financial assets | 342 | 349 | 655 | 604 | 688 | 564 |
| Value adjustments (-)/re-adjustments (+) of non-financial assets | 0 | . | 0 | 0 | -1 | . |
| Other operating income (+)/expenses (-) | -2 335 | -2 830 | -2 561 | -3 128 | -3 314 | -3 041 |
| |
|
| Investment income (+)/charges (-) | 4 077 | 3 715 | 2 334 | 2 967 | 3 293 | 2 983 |
| Interest income | 3 036 | 3 467 | 3 081 | 3 093 | 3 228 | 3 146 |
| Interest charges | 119 | 169 | 194 | 582 | 612 | 501 |
| Share dividend etc. | 1 160 | 417 | -553 | 455 | 677 | 338 |
| |
|
| Gains/losses, value (re-)adjustments on financial assets | 5 053 | 243 | -1 671 | -3 371 | 4 813 | 691 |
| Gains (+)/losses (-) | 2 197 | 3 036 | -102 | -2 104 | 2 448 | 779 |
| Unrealized gains (+)/losses (-) | 3 048 | -2 791 | -1 560 | -1 261 | 2 510 | -80 |
| Value re-adjustments (+)/adjustments (-) | -192 | -1 | -8 | -6 | -145 | -8 |
| |
|
| Profit/loss on ordinary activities | 3 617 | -445 | -3 871 | -2 436 | 6 172 | 2 523 |
| |
|
| Extraordinary income (+)/charges (-) | 3 285 | 0 | 1 | -1 | 98 | 1 |
| |
|
| Tax | 1 506 | -89 | -585 | -457 | 1 050 | -413 |
| |
|
| Profit/loss | 5 397 | -355 | -3 285 | -1 980 | 5 220 | 2 937 |
| |
|
| Applications and transfers | 5 397 | -355 | -3 285 | -1 980 | 5 220 | 2 937 |
| Group contribution paid/received | 863 | 1 305 | 978 | 306 | 712 | -1 321 |
| Dividends | 738 | 3 787 | 36 | 2 092 | 586 | 553 |
| Transfers from/to revaluation reserve | 25 | -101 | -57 | -106 | 2 | 0 |
| Other transfers | 3 771 | -5 346 | -4 241 | -4 272 | 3 921 | 3 705 |
| |
|
| Spesifications |
|
| Balance on the technical account for non-life insurance | -2 636 | -1 353 | -1 390 | 1 249 | 735 | 955 |
|
